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Summertime
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Made myself go for a walk after work despite being knackered, need to clear that steps OAT!3
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Well done @PennysIntoPounds 😊👏
Couldn’t post properly last night so this is a bit of a catch up.- Ordered some flowers for my mum for her birthday on Sunday. Need to find and write a card to get in the post box …
- Moved and spread three large bags of chipped bark over the new bed. It looks loads better (made Mr KK appreciate it with me! 😉😂😊) and it meant I twitched out some weeds that were starting to appear. Trying to maintain and sustain what I have achieved out there 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
A June OAT carried forward to this month done - knitted jumper sewn up. Ta da!
I have a confession to make; there are three more to do!
If I add one on to the OAT list each month it won't seem as daunting.
Be kind to others and to yourself too.3 -
Mum’s birthday card found, written, sealed, addressed, stamped and dropped in the letterbox!Prevented an OAT: ordered required foods from whole foods online, before I run too low!KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I finally found a charity shop to take the items that didn't go on olio. By the skin of my teeth because I found out this morning that they're only open 9-2 and only taking donations til Friday. I got there at 1.52! I can now get to my living room windows to open them!
Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.563 -
Dusted a shoebox that I have been walking past all week and thinking every time 'I really should dust that'4
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Ordered the bits I needed from ZipVit before I ran out, and remembering to go via TCB for cashback as well.
Tomorrow's OAT is tackling clearing the kitchen island as it's in a right old clutter muddle again, including some stuff that just needs to be taken to the office for filing...or rather, for adding to the pile of stuff for filing - there's another OAT right there!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Ooh, jobs like that are soooo satisfying @PennysIntoPounds 😊
Complicated discussion with Mr KK to work out how to fit everything into Saturday morning … We have a schedule! 😂
Also booked two tip runs - one for Saturday and one for Sunday. Mr KK happy.
Thought about minimal cooking food options for the weekend that will still leave Mr KK feeling fed!KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Yesterday I built two flat pack things for my new bathroom that had been staring at me reproachfully for several days.
Today, Cloakroom and backhall - I sorted through everything, another bag of stuff that has left the building and some bits rehomed to the greenhouse. Actually used the crevice brushes to do some deep cleaning having bought them months ago.
DS has finished lifting turf on his long border re-design. My role on this one is to make admiring noises until we are ready to do more planting, but it is far too hot to plant stuff.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
New batteries in the last thermostat, which has been sending me messages for about a week (must charge the doorbell as it's started today).
Laundry done. Duvet put away and replaced with flat sheet and cotton blanket yesterday - slept much better.
Woollens put away in camphorwood chest, and summer clothes taken out - I really do need to get the junk room off my bedroom turned into a wardrobe as keeping my clothes in the spare room means I forget about them and just wear the same few things.
Dog paddling pool cleaned out and refilled, making him happy.
Watering done. Houseplants watered. Lots of courgettes cooked and leftovers boxed up ready to freeze.
@redofromstart - would DS like to come and lift turf here please?
6
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