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Summertime

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,274 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Finally sorted out an Income and Expenditure form that a creditor has been asking for for ages.  Also got some other bits of admin done.  Now to get my new planner filled in and my list for when we go away for a few days next month.  Got more stuff to list on line to sell as well. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1192/
    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • greenbee
    greenbee Posts: 17,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm listening to an online event so have managed to get quite a lot of sorting done in my office (my cable collection is back under control for starters ;)).
  • Baileys_Babe
    Baileys_Babe Posts: 6,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    greenbee said:
    Don’t tell my car that yours has had a spa day, it’ll be jealous!

    No worries, it still needs cleaning inside and out.

    I also need to work out a better way to store the things in the boot including the air compressor, oxygen tank, hi-vis vests etc
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • redofromstart
    redofromstart Posts: 5,885 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    I have tackled a few OATS:

    1. Paper tax return for Mr Redo.  Mostly saying 'I don't know, estimated' and confirmed the info they already have because they already have the real time reporting for his pensions so frustrating to have to do yet more Sadmin.   There should be a refund eventually.
    2. Rang HMRC about my tax, which took a ridiculous amount of time and energy. 
    3. Waited overnight and was then able to request my refund.  Hurrah!
    4. Made the spare room useable, and moved my stuff over.
    5.  Actually got the work started on the ensuite, including ordering a suite, a cabinet and a towel radiator.   
  • greenbee
    greenbee Posts: 17,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Book group at mine tomorrow. Amazing amount of tidying done. 

    Stinky says he's neglected. Just wait till he sees the lovely PJs I've ordered him for his post-op outfit next week 🤣
  • Blackcats
    Blackcats Posts: 3,937 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Painted my toe nails 😁
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,561 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Pics please @greenbee 😂 Only with Stinky's consent obvs 😁
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 47

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,561 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    What colour @Blackcats?! You can't leave us hanging like that!
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 47

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • KajiKita
    KajiKita Posts: 8,012 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    @greenbee, I’ve lost track … Is Stinky a human or a pet?! 😂😉

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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