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Summertime
Comments
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Finally sorted out an Income and Expenditure form that a creditor has been asking for for ages. Also got some other bits of admin done. Now to get my new planner filled in and my list for when we go away for a few days next month. Got more stuff to list on line to sell as well.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys September £12.02
Decluttering items 1192/2025
Books read 16
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
I'm listening to an online event so have managed to get quite a lot of sorting done in my office (my cable collection is back under control for starters
).
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greenbee said:Don’t tell my car that yours has had a spa day, it’ll be jealous!
I also need to work out a better way to store the things in the boot including the air compressor, oxygen tank, hi-vis vests etcFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
I have tackled a few OATS:
1. Paper tax return for Mr Redo. Mostly saying 'I don't know, estimated' and confirmed the info they already have because they already have the real time reporting for his pensions so frustrating to have to do yet more Sadmin. There should be a refund eventually.
2. Rang HMRC about my tax, which took a ridiculous amount of time and energy.
3. Waited overnight and was then able to request my refund. Hurrah!
4. Made the spare room useable, and moved my stuff over.
5. Actually got the work started on the ensuite, including ordering a suite, a cabinet and a towel radiator.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Creditor admin sounds a Very Big OAT @Makingabobor2, well done, and on the other things
Taming a cable collection is imo one of the most important jobs for a more serene environment @greenbee
I'm quite glad I don't have or need a car @Baileys_Babe, obviously for the cost and stress reasons but largely because I know full well I would consider it another 'room' to be always in the back of my mind as needing cleaning and organising!
That is an amazing list of achievements @redofromstart. What a nonsense that you're still having to do sadmin but you're doing absolutely brilliantly
No big achievements from me but I have been making the effort to adopt a Noaty (No outstanding annoying tasks!) attitude and just doing things.
Daft what a difference it makes just doing the little things straight away like looking up a date on the calendar, or replying to an email or message, or moving something from one place to another rather than making a longer to-do list!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 47
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r66 -
Book group at mine tomorrow. Amazing amount of tidying done.
Stinky says he's neglected. Just wait till he sees the lovely PJs I've ordered him for his post-op outfit next week 🤣4 -
Painted my toe nails 😁4
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Pics please @greenbee 😂 Only with Stinky's consent obvs 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 47
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
What colour @Blackcats?! You can't leave us hanging like that!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 47
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
As at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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