2025 GOALS
21/25 classes
25/100 books
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Summertime
Comments
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Took more stuff to charity shop and plastic recycling to supermarket. Also started on my new planner that has been sat on the side for a week.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys September £12.02
Decluttering items 1192/2025
Books read 16
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
We went away for a few days to London and Brighton at the weekend and came back with a huge load of laundry to do. I bought a charity shop white denim jacket in Brighton that was slightly stained so I cleaned that today with some hydrogen peroxide I ordered from Amazon. It worked quite well. I just scrubbed the patio with the last bottle of white vinegar. I have to do that regularly as we get a lot of pigeons and seagulls in our garden. It will dry soon as it is quite hot here today.
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Been on a circuit of the garden, in leather gauntlets and a summer dress, with secateurs and beaten back the brambles! Phew …
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Yesterday the cats had their boosters. All very stressful as they hate the vet but behaved nicely once there.
Felt equally stressed over white spots on some of my plants and flowers. Googled it and came up with some concoction of bicarbonate of soda, liquid soap and distilled white vinegar mixed with water to spray on them. I also removed some badly infected leaves.
Today I spent the morning tending to the poorly plants and disposed of more manky bits. Tended my healthy plants and quarantined the white spotty ones well away. Please keep your fingers crossed.
Sadly my unpleasant neighbour apparently does not approve of me making the front of his property look appealing despite the fact it is actually our garden whilst his is to the rear. I can hear him swearing and we have picked up loads of expletives on our new CCTV audio as he walks past even when we’re indoors. I will not let him get to me (even though I suspect he’s a psycho).Tilly Tidying andPADing in 2024 £250.62
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RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20183 -
The variety of tasks we are all undertaking is fabulous.
today I did sums, including working out percentages which are above my pay grade. I did these sums to send to my accountant 🤷♀️
I also got round to dealing with a bedroom rug which had been vomitted on by the cat and which didn't fare well in the washing machine (the rug not the cat). I have diligently trimmed all the loose ends that had unravelled after the wash. Rug is back in situ and looks fine.4 -
Green fingers crossed for the plants @Sallyforth. Eejit neighbour can expletive all he likes, it's your garden so as long as you're not imposing owt on anyone else's property then he can do one. If anything I would be looking into ancient records of right of way 😂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 47
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r64 -
Today's OATs:
🌼 Worked on my digital photos storage project🌼 Filled up the car's screen wash🌼 Filled up the car's oil🌼 Filled up the car's coolant🌼 Checked the tyre pressure🌼 Cleaned the car's Aircon filter - first time, I wasn't aware this was something a user can do themselves🌼 Used Nancy Birtwhistle's pure magic to treat a small patch of mould on a jacket that had been in storage for a few yearsFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
Don’t tell my car that yours has had a spa day, it’ll be jealous!
Hung 8 pictures that have been sitting waiting for ages. More to do, but hopefully now I have the tape measure etc out I can get the rest done fairly quickly.5 -
Will report back later if I've managed to check off a few OATS.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys September £12.02
Decluttering items 1192/2025
Books read 16
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
More pictures hung this morning, and lots of stuff tidied/put away. Clearly I'm procrastinating as I have some very tedious work to do.3
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