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Jubilant June's No-Spend Days Challenge!
Comments
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Nsd for me yesterday
Challenges
NSD - Sept 15/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £21,284/£38,000
Mortgage - Jan 2025 £75,600-Current bal £52,516 Target MF (Jun 26) 278 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the poun ds will look after themselves"
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Number 6 for me before a spendy weekend. Although away with my parents so the might treat meCurrent No Spend Challenge: 12/13
2025 No Spend Days: 113/130
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
June 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June targetsAuntieL 5/18BadBookkeeper 1/15beanielou 13/19Caeraugirl 10cathybird 10/15Crazybee787 2/19Crazycatlady2 2/15cuddlymarm 8/15CynicalPinnacle 2/10Dizzycap 13/20Doris17 10/15InDebtEnby 6/10Jay1 2 4/14KajiKita 9/20laurenh1 15library0602 2/10LittleMissDetermined 7/15Money Choices 5/12Optimistic Saver 8/18Pinkpieuni 6/10Quantaqa 7/12QueenJess 3/15SecondStar 15short bird 10/18thepurplepixie 8/15Thriftymissus 13/21VickyA 2 5/10To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Good morning all
WOW look at all our NSD's this month! AWESOME going everyone
Early call for a NSD 13/20 SaturdayWishing everyone a Sizzling NSD Saturday!~ NSD 2025 - NSD September 23/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 29 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £824.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £18,551.17 / £12,000 💯 (8) - Continuing2 -
Sadly not today and likely not tomorrow as going to party where I will need to pay for refreshmentsXXMissions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.1 -
Day 10 today, Saturday.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not today. 😊
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,270 Interest saved £5,816 to date
Fixed rate 3.85% ends October 2030
Read 52 books of target 52 in 2025, as @ 24th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Day 7 yesterday and day 8 today.1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
CrazyBee787 said:Sadly not today and likely not tomorrow as going to party where I will need to pay for refreshmentsXX1
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