Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Jubilant June's No-Spend Days Challenge!
Comments
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One for today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Good morning
One for today please
August PAD £4652 -
Hello, I’m on 13.
NSD yesterday as went to a meeting and was bought a drink.
NSD today as working from home.
Was very lucky this week as was given two gift boxes, through work, these had posh chocolate and crisps in them. So that took away temptation to spend on random snacks.
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NSD today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7002 -
NSD for me please. 10/15.
"Make Everyday Count"2 -
One today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Not one today and likely no NSDs over the weekend for me. Have a great weekend everyone 😁Frugal Living challenge 2025
Grocery Challenge August /£180
Save £12k in 2025 Challenge - Goal £30k
August NSD Challenge - 5/15NSDs2 -
Not today, I did enjoy snaffling the hotel chocolate chocolate sundae of the gods though!Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1939.22
Once accomplished all three come back and start new missions!2 -
June 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 5/18
BadBookkeeper 1/15
beanielou 12/19
Caeraugirl 10cathybird 9/15
Crazybee787 2/19
Crazycatlady2 2/15
cuddlymarm 8/15
CynicalPinnacle 2/10
Dizzycap 12/20
Doris17 10/15
InDebtEnby 5/10
Jay1 2 4/14
KajiKita 9/20
laurenh1 15library0602 2/10
LittleMissDetermined 7/15
Money Choices 5/12
Optimistic Saver 8/18
Pinkpieuni 5/10
Quantaqa 7/12
QueenJess 3/15
SecondStar 15short bird 9/18
thepurplepixie 6/15
Thriftymissus 13/21
VickyA 2 5/10
To see the updated results for June on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Been a bit AWOL, but I'm delighted that it means two more NSDs, so I'm up to 5/10!Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 declared2
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