Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Jubilant June's No-Spend Days Challenge!
Comments
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My 3rd NSD of the month.
Low on steps as well. I did walk to the chemist and spent money there (as well as getting in some steps) but I don't count that spending as spending here.Toodle-pip :hello:1 -
NSD today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
NSD 10/20 today, as expected
~ NSD 2025 - NSD August 25/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)1 -
June 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 4/18
BadBookkeeper 1/15
beanielou 11/19
Caeraugirl 10cathybird 8/15
Crazybee787 2/19
Crazycatlady2 2/15
cuddlymarm 7/15
CynicalPinnacle 2/10
Dizzycap 11/20
Doris17 8/15
InDebtEnby 5/10
Jay1 2 3/14
KajiKita 6/20
laurenh1 15library0602 2/10
LittleMissDetermined 6/15
Money Choices 5/12
Optimistic Saver 8/18
Pinkpieuni 5/10
Quantaqa 6/12
QueenJess 2/15
SecondStar 15short bird 9/18
thepurplepixie 6/15
Thriftymissus 11/21
VickyA 2 3/10
To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Another one for me todayAugust No Spend Challenge: 14/13
2025 No Spend Days: 101/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.882 -
Good morning
Two for me please. One for yesterday and one for today.
August PAD £4652 -
Good morning all Fantastic going with all the NSD's
We're going to absolutely thrash June! Declaring another NSD 11/20 today.Wishing everyone a Thrifty NSD Thursday!
~ NSD 2025 - NSD August 25/20 (8 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD number 11 was yesterday and not sure about today yet x1
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