Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Jubilant June's No-Spend Days Challenge!
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NSD Sunday and Monday 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7002 -
June 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June targetsAuntieL 7/18BadBookkeeper 1/15beanielou 16/19Caeraugirl 10cathybird 12/15Crazybee787 4/19Crazycatlady2 2/15cuddlymarm 8/15CynicalPinnacle 2/10Dizzycap 15/20Doris17 12/15InDebtEnby 6/10Jay1 2 4/14KajiKita 11/20laurenh1 15library0602 2/10LittleMissDetermined 9/15Money Choices 5/12Optimistic Saver 8/18Pinkpieuni 6/10Quantaqa 9/12QueenJess 8/15SecondStar 15short bird 12/18thepurplepixie 9/15Thriftymissus 15/21VickyA 2 7/10To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞3
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Tuesday is going to be a Spend Day - babyface needs some special hibiscrub and I've recieved an 80% off offer on large 500ml bottles, so I'm grabbing it and bulk buying along with some other items she needs
I might also stock up on milk for the freezer early in the morning before it get too hot to do anything
~ NSD 2025 - NSD August 3/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2 -
Today will be another one for me 🙂.Frugal Living challenge 2025
Grocery Challenge August /£180
Save £12k in 2025 Challenge - Goal £30k
August NSD Challenge - 1/15NSDs2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Monday was day 12. That might well be it till Friday...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Day 15 for me today 👍2
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4/19 Please @cathybird Thank youXX2
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NSD here today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Declaring a NSD for today.2025 decluttering: 3,802🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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