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Jubilant June's No-Spend Days Challenge!

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  • Dizzycap
    Dizzycap Posts: 1,090 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Great going with the NSD's everyone  <3
    Early call for a NSD 16/20 Wednesday - I should only need to have one more spend day this month  ;)
    ~ NSD 2025 - NSD August 1/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - £25 Voucher Redeemed
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1934.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing
  • cathybird
    cathybird Posts: 15,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 June at 6:45PM
    June 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    June targets


    AuntieL 8/18  image  image 


    BadBookkeeper 1/15  image 


    beanielou 17/19  image  image  image  image 


    Caeraugirl 10 


    cathybird 13/15  image  image  image 


    Crazybee787 5/19  image  image 


    Crazycatlady2 2/15  image 


    cuddlymarm 8/15  image  image 


    CynicalPinnacle 2/10  image 


    Dizzycap 16/20  image  image  image  image 


    Doris17 12/15  image  image  image 


    InDebtEnby 7/10  image  image 


    Jay1 2 4/14  image 


    KajiKita 12/20  image  image  image 


    laurenh1 15 


    library0602 2/10  image 


    LittleMissDetermined 9/15  image  image 


    Money Choices 5/12  image  image 


    Optimistic Saver 10/18  image  image  image 


    Pinkpieuni 7/10  image  image 


    Quantaqa 9/12  image  image 


    QueenJess 8/15  image  image 


    SecondStar 15 


    short bird 12/18   image  image  image 


    thepurplepixie 11/15   image  image  image 


    Thriftymissus 15/21   image  image  image  image 


    VickyA 2 7/10   image  image 



    To see the updated results for June on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • beanielou
    beanielou Posts: 95,520 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • thepurplepixie
    thepurplepixie Posts: 3,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Well I'm claiming day 20 Monday and day12 Tuesday although I did spend money.  Once again I suffered a train being over an hour late but this time it was on Monday outward journey and return on Tuesday.  So I bought refreshments but my delay repay from GWR will more than cover it so I'm not counting it as me spending money as it wasn't my money.  Getting fed up of trains.
  • KajiKita
    KajiKita Posts: 7,621 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    One here today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Two more NSDs since my last check in - so now on 10/18 @cathybird. Thank you!
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD Wednesday for me 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • CrazyBee787
    CrazyBee787 Posts: 895 Forumite
    500 Posts Name Dropper Photogenic
    5/19 please @cathybird, thank youXX
  • Pinkpieuni
    Pinkpieuni Posts: 148 Forumite
    100 Posts Name Dropper Photogenic
    edited 18 June at 8:02PM
    Nsd today. Have had problems with the car which disrupted our plans (we have a very old car but we are not replacing, will have to do until the mortgage is paid). thanks to mse and folks on this forum had money in the car repair pot didn't have to use CCs.

    Challenges

    NSD July- 15/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £848/£1,378 -(32/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £66,136 Target  MF (Jun 26) 338 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,309

    "Look after the pennies and the pounds will look after themselves"

  • InDebtEnby
    InDebtEnby Posts: 96 Forumite
    10 Posts Photogenic
    One for me today 
    August No Spend Challenge: 0/12
    2025 No Spend Days: 87/100
    Bank Loan Original End Date: 08/2030
    Current End Date: 08/2030
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