APCOA PCN Manchester Airport Drop-off

TBear_Anon

will do , thank you

doubledotcom

You need to understand that nothing can affect the credit file unless a CCJ is issued and is not paid within 30 days. Hopefully, this will educate you a bit better:

A County Court Judgment (CCJ) does not just happen—it follows a clear legal process. If someone gets a Parking Charge Notice (PCN) from a private parking company, here's what happens step by step:

1. Parking Charge Notice (PCN) Issued
   • The parking company sends a letter (Notice to Keeper) demanding money.
   • This is not a fine—it’s an invoice for an alleged breach of contract.

2. Opportunity to Appeal
   • The recipient can appeal to the parking company.
   • If rejected, they may be able to appeal to POPLA (if BPA member) or IAS (if IPC member).
   • If an appeal is lost or ignored, the parking company demands payment.

3. Debt Collection Letters
   • The parking company might send scary letters or pass the case to a debt collector.
   • Debt collectors have no power—they just send letters and can be ignored.
   • No CCJ happens at this stage.

4. Letter Before Claim (LBC)
   • If ignored for long enough, the parking company (or their solicitor) sends a Letter Before Claim (LBC).
   • This is a warning that they may start a court case.
   • The recipient has 30 days to reply before a claim is filed.
   • No CCJ happens at this stage.

5. County Court Claim Issued
   • If ignored or unpaid, the parking company may file a claim with the County Court.
   • The court sends a Claim Form with details of the claim and how to respond.
   • The recipient has 14 days to respond (or 28 days if they acknowledge it).
   • No CCJ happens at this stage.

6. Court Process
   • If the recipient defends the claim, a judge decides if they owe money.
   • If the recipient ignores the claim, the parking company wins by default.
   • No CCJ happens yet unless the recipient loses and ignores the court.

7. Judgment & Payment
   • If the court rules that money is owed, the recipient has 30 days to pay in full.
   • If they pay within 30 days, no CCJ goes on their credit file.
   • If they don’t pay within 30 days, the CCJ stays on their credit file for 6 years.

Conclusion

CCJs do not appear out of thin air. They only happen if:
• A parking company takes the case to court.
• The person loses or ignores the case.
• The person fails to pay within 30 days.

If you engage with the process (appeal, defend, or pay on time), no CCJ happens.

Coupon-mad

TBear_Anon said:

will do , thank you

Your logbook is almost certainly out of date re the address. Sort that out immediately if we're right. Ignore APCOA and the £170 threatograms except to send APCOA an email now if your old address was used. You must insist they ERASE the old address if they used it for the PCN, and note your correct address.

TBear_Anon

HI There, I have found the original notice to say we made a drop off at Manchester Airport T2 and failed to pay the charge, it got mixed up with some other post and I found it while checking our logbook details....
Poor from me and I cannot believe we have missed it, 
probably as in Sons name, so its his post, and he lives away from home sometimes.

We are now with the threatograms from Debt Recovery Plus for £170.
is there anything I need to do apart from ignore them?

Umkomaas

TBear_Anon said:

HI There, I have found the original notice to say we made a drop off at Manchester Airport T2 and failed to pay the charge, it got mixed up with some other post and I found it while checking our logbook details....
Poor from me and I cannot believe we have missed it, 
probably as in Sons name, so its his post, and he lives away from home sometimes.

We are now with the threatograms from Debt Recovery Plus for £170.
is there anything I need to do apart from ignore them?

Nope. But it's your son who should be ignoring them, not you!

TBear_Anon

thank you, I do feel a bit responsible though as we made the airport run and said we would make the payment so its a bit of both our faults 
do they just stop sending letters?

Gr1pr

They do after 6 years or so, so it's a long haul, not a short term thing 

Its either ignore or pay in full, no middle ground,  therefore it's ignore the powerless debt collectors letters,  because that is all they can do,  send letters  ( the good news is that it keeps the Royal Mail trading and the paper recycling centres free donations,  or it keeps hamsters warm and comfortable instead   )

TBear_Anon

Thank you,
Here's to helping hamsters then 
Thanks for all the replies, info  and help on here 

Coupon-mad

TBear_Anon said:

Thank you,
Here's to helping hamsters then 
Thanks for all the replies, info  and help on here 

But don't disappear just yet. This month, we need you!

PLEASE bookmark this thread below and do Public Consultation if you haven't done it yet. See this thread: -

https://forums.moneysavingexpert.com/discussion/6617396/parking-code-of-practice-consultation-8-weeks-from-11th-july-2025/p1

We need every poster to come back & complete this vital Consultation before the deadline! Just 2 weeks left but please don't rush it. You can do some then save it and come back to it as you have time.

We understand that you may need some pointers. It looks laborious, we get that.

Any questions on the Consultation please ask - on the dedicated thread - but I've covered up to question 20 already in that first post, openly telling everyone what I'm going to put and/or what sort of evidence you might wish to use for your response, if you agree with what we'll be saying from our experience.

Whilst your answers must of course be your own, there are vital points to safeguard motorists interests to make, that many people may not think of without our guidance because we see cases every day and we know the legal background. However, people like you have lived & breathed the intimidation, greed and unfairness first hand so your voice is needed!

TBear_Anon

no problem, I will keep checking in , thanks