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Should itsthelittlethings spend less on coffee?
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Absolutely lovely day in London. I spent about £55 all in including the train which I’m not too annoyed about as I did have an amazing time. The AIDS quilt was very moving and I’m glad I went. Quiet weekend next weekend I think. I got a coffee and a croissant in the morning which I am annoyed about as I had a flask of coffee with me in my bag just nowhere to sit down and drink it at that very moment plus I wasn’t even hungry.
I need to sit down tomorrow and see how much money I actually have left for the rest of the month as I will go over weekly spending this week I think.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2218
Credit card 2 499
Overdraft 2100 -
Organgrinder said:There are some amazing deals out there current. Look on the MSE newsletter.
With cashback I'm currently paying £5/month for 45gb of data (more than enough for me) and unlimited on ID mobile. Crucially for me it includes roaming too.
I think the top MSE tip is to buy through a reseller eg mobiles.co.uk or similar.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2218
Credit card 2 499
Overdraft 2100 -
itsthelittlethings said:Organgrinder said:There are some amazing deals out there current. Look on the MSE newsletter.
With cashback I'm currently paying £5/month for 45gb of data (more than enough for me) and unlimited on ID mobile. Crucially for me it includes roaming too.
I think the top MSE tip is to buy through a reseller eg mobiles.co.uk or similar.Save £12k in 2025 #32Make £2025 in 2025 #28
JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84Total 2025 -£5954.57
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Yesitsthelittlethings said:Organgrinder said:There are some amazing deals out there current. Look on the MSE newsletter.
With cashback I'm currently paying £5/month for 45gb of data (more than enough for me) and unlimited on ID mobile. Crucially for me it includes roaming too.
I think the top MSE tip is to buy through a reseller eg mobiles.co.uk or similar.1 -
1stTimer said:itsthelittlethings said:Organgrinder said:There are some amazing deals out there current. Look on the MSE newsletter.
With cashback I'm currently paying £5/month for 45gb of data (more than enough for me) and unlimited on ID mobile. Crucially for me it includes roaming too.
I think the top MSE tip is to buy through a reseller eg mobiles.co.uk or similar.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2218
Credit card 2 499
Overdraft 2100 -
I’m not sure how I have ended up quite so bare bones despite mainly sticking to my weekly spending. I think it was last week that did it. Anyway. No morning coffees from now until pay May. Hopefully I get paid next Friday rather than next Sunday. I can always get money out of my savings if I am desperate but would rather not do that. I am having a lovely quiet week this week, enjoying the weather. I’m off to stay with my mum at the weekend. It will be nice to see her and have a mini break.
I am still doing better with money and not putting anything in my credit card. I think this is the second month now that I have not used my credit card. I am very pleased about that.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2218
Credit card 2 499
Overdraft 2100 -
Glad to hear that you are doing better with money and not using your credit card. As you haven’t used it for 2 months have you paid anything off the balance apart from the minimum payment? Hope you make it to pay day0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Skint_yet_Again said:Glad to hear that you are doing better with money and not using your credit card. As you haven’t used it for 2 months have you paid anything off the balance apart from the minimum payment? Hope you make it to pay day0 bonus saver
35 NS&I
290 credit union
Credit card 1 2218
Credit card 2 499
Overdraft 2101 -
Well done. Wasn’t sure if you had updated your signature showing £1400?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Skint_yet_Again said:Well done. Wasn’t sure if you had updated your signature showing £1400?0 bonus saver
35 NS&I
290 credit union
Credit card 1 2218
Credit card 2 499
Overdraft 2101
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