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Should itsthelittlethings spend less on coffee?

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  • Absolutely lovely day in London. I spent about £55 all in including the train which I’m not too annoyed about as I did have an amazing time. The AIDS quilt was very moving and I’m glad I went. Quiet weekend next weekend I think. I got a coffee and a croissant in the morning which I am annoyed about as I had a flask of coffee with me in my bag just nowhere to sit down and drink it at that very moment plus I wasn’t even hungry.

    I need to sit down tomorrow and see how much money I actually have left for the rest of the month as I will go over weekly spending this week I think.
    0 bonus saver
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  • There are some amazing deals out there current. Look on the MSE newsletter. 

    With cashback I'm currently paying £5/month for 45gb of data (more than enough for me) and unlimited on ID mobile.  Crucially for me it includes roaming too. 

    I think the top MSE tip is to buy through a reseller eg mobiles.co.uk or similar.
    Are they second hand through resellers? Wouldn’t I just have a battery problem earlier?
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  • 1stTimer
    1stTimer Posts: 335 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    There are some amazing deals out there current. Look on the MSE newsletter. 

    With cashback I'm currently paying £5/month for 45gb of data (more than enough for me) and unlimited on ID mobile.  Crucially for me it includes roaming too. 

    I think the top MSE tip is to buy through a reseller eg mobiles.co.uk or similar.
    Are they second hand through resellers? Wouldn’t I just have a battery problem earlier?
    My last 2 phones have been 2nd hand devices from resellers and I haven’t had any issues with battery on either, one had a slight scratch on the back but I always use a case so that wasn’t a problem for me and the one I have now I’ve had going on 18 months and no problems whatsoever 
    Save £12k in 2025 #32 
    Make £2025 in 2025 #28
    JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84

    Total 2025 -£5954.57

     
  • Organgrinder
    Organgrinder Posts: 764 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Yes
    There are some amazing deals out there current. Look on the MSE newsletter. 

    With cashback I'm currently paying £5/month for 45gb of data (more than enough for me) and unlimited on ID mobile.  Crucially for me it includes roaming too. 

    I think the top MSE tip is to buy through a reseller eg mobiles.co.uk or similar.
    Are they second hand through resellers? Wouldn’t I just have a battery problem earlier?
    Sorry this is sim only. 
  • 1stTimer said:
    There are some amazing deals out there current. Look on the MSE newsletter. 

    With cashback I'm currently paying £5/month for 45gb of data (more than enough for me) and unlimited on ID mobile.  Crucially for me it includes roaming too. 

    I think the top MSE tip is to buy through a reseller eg mobiles.co.uk or similar.
    Are they second hand through resellers? Wouldn’t I just have a battery problem earlier?
    My last 2 phones have been 2nd hand devices from resellers and I haven’t had any issues with battery on either, one had a slight scratch on the back but I always use a case so that wasn’t a problem for me and the one I have now I’ve had going on 18 months and no problems whatsoever 
    I’ve had my current phone for 4-5 years now from new.
    0 bonus saver
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  • I’m not sure how I have ended up quite so bare bones despite mainly sticking to my weekly spending. I think it was last week that did it. Anyway. No morning coffees from now until pay May. Hopefully I get paid next Friday rather than next Sunday. I can always get money out of my savings if I am desperate but would rather not do that. I am having a lovely quiet week this week, enjoying the weather. I’m off to stay with my mum at the weekend. It will be nice to see her and have a mini break.

    I am still doing better with money and not putting anything in my credit card. I think this is the second month now that I have not used my credit card. I am very pleased about that.
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  • Skint_yet_Again
    Skint_yet_Again Posts: 8,434 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Glad to hear that you are doing better with money and not using your credit card. As you haven’t used it for 2 months have you paid anything off the balance apart from the minimum payment? Hope you make it to pay day
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Glad to hear that you are doing better with money and not using your credit card. As you haven’t used it for 2 months have you paid anything off the balance apart from the minimum payment? Hope you make it to pay day
    I’ve just looked. The last time I used it was 13th May, so one month. I’ve paid £1050 off it, £600 out of savings and £450 out of May’s wages.
    0 bonus saver
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  • Skint_yet_Again
    Skint_yet_Again Posts: 8,434 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Well done. Wasn’t sure if you had updated your signature showing £1400? 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Well done. Wasn’t sure if you had updated your signature showing £1400? 
    Yes, that’s the updated figure.
    0 bonus saver
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