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Should itsthelittlethings spend less on coffee?

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  • itsthelittlethings
    itsthelittlethings Posts: 972 Forumite
    500 Posts First Anniversary Name Dropper
    Realistically, I can’t afford to do a law degree and I already used my masters loan up on a masters which I did not complete. I want to do an access as I’m hoping it’s equivalent to NVQ level 3 which a few jobs I have seen list as essential or desirable.
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  • Emmia
    Emmia Posts: 5,606 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Yes
    Realistically, I can’t afford to do a law degree and I already used my masters loan up on a masters which I did not complete. I want to do an access as I’m hoping it’s equivalent to NVQ level 3 which a few jobs I have seen list as essential or desirable.
    If you've used the masters loan, do you also already have a bachelor's degree?

    What are you hoping to do with the NVQ?
  • Emmia said:
    Realistically, I can’t afford to do a law degree and I already used my masters loan up on a masters which I did not complete. I want to do an access as I’m hoping it’s equivalent to NVQ level 3 which a few jobs I have seen list as essential or desirable.
    If you've used the masters loan, do you also already have a bachelor's degree?

    What are you hoping to do with the NVQ?
    Yes, I have a bachelor’s degree from about twenty years ago. I am hoping to get a better paid admin job or become a PA.
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  • Hopefully in an interesting field.
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  • Emmia
    Emmia Posts: 5,606 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Yes
    Emmia said:
    Realistically, I can’t afford to do a law degree and I already used my masters loan up on a masters which I did not complete. I want to do an access as I’m hoping it’s equivalent to NVQ level 3 which a few jobs I have seen list as essential or desirable.
    If you've used the masters loan, do you also already have a bachelor's degree?

    What are you hoping to do with the NVQ?
    Yes, I have a bachelor’s degree from about twenty years ago. I am hoping to get a better paid admin job or become a PA.
    I would think you'd be able to get a job like that without further qualifications.
  • Didn’t bring my wallet to work, would definitely have spent some money by now.
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  • itsthelittlethings
    itsthelittlethings Posts: 972 Forumite
    500 Posts First Anniversary Name Dropper
    Have done my budget for next month. It’s even tighter than usual as I am going away to see my sister. The price of train fares! I have put that as a separate category, not in my weekly spends.

    I must try to get my credit card onto a 0% deal, to save interest.

    My other sister and maybe my niece are coming round for dinner this week. Not sure what to cook them. I’m vegetarian (doing it as a challenge for 2025) but my niece isn’t keen on what she calls “funny food”. Maybe burgers and I’ll have veggie burgers. Easy and always seems to go down well.
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  • itsthelittlethings
    itsthelittlethings Posts: 972 Forumite
    500 Posts First Anniversary Name Dropper
    Really feel in control of my finances. Thanks for everyone who has posted with supportive comments.

    i have £35 left until Saturday as I paid £20 out to savings on Monday as I regularly do. I was going to buy something to treat myself last night as had a had a box of a stressful day but I didn’t. I shouldn’t be having too many treats anyway. I can put the leftover towards my credit card on Friday.
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  • I’m quite tired. I had lunch out and a coffee which was about £8 if I remember rightly for a not very nice sandwich. The coffee was nice but I let myself down as I’m trying to have one a day and I have that at home in the morning.

    Didn’t do much this evening, just vegged out. Sometimes it’s ok to do nothing.

    I really want to get back into exercising. I tend to wake up around 6 or a bit earlier so I could do some home exercises in the morning. I have a resistance band somewhere that I bought when I had hip pain. If I can only find that I could start to do exercises. Perhaps I should also walk to work once or twice a week. I did try walking every day but I got sore feet plus it meant I was late home every day. Both good free forms of exercise (if I can find the resistance band).
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  • itsthelittlethings
    itsthelittlethings Posts: 972 Forumite
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    Still keeping a record of my spending. It’s too high!

    Got no real plans for the weekend. I need to clean, other than that a super relaxed one I think. Might do some of my rag rugging and watch a book. I have knitting group on Saturday. That will be about £4 on a coffee.
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