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Should itsthelittlethings spend less on coffee?
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Realistically, I can’t afford to do a law degree and I already used my masters loan up on a masters which I did not complete. I want to do an access as I’m hoping it’s equivalent to NVQ level 3 which a few jobs I have seen list as essential or desirable.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2134
Credit card 2 473
Overdraft 2100 -
Yesitsthelittlethings said:Realistically, I can’t afford to do a law degree and I already used my masters loan up on a masters which I did not complete. I want to do an access as I’m hoping it’s equivalent to NVQ level 3 which a few jobs I have seen list as essential or desirable.
What are you hoping to do with the NVQ?0 -
Emmia said:itsthelittlethings said:Realistically, I can’t afford to do a law degree and I already used my masters loan up on a masters which I did not complete. I want to do an access as I’m hoping it’s equivalent to NVQ level 3 which a few jobs I have seen list as essential or desirable.
What are you hoping to do with the NVQ?0 bonus saver
35 NS&I
290 credit union
Credit card 1 2134
Credit card 2 473
Overdraft 2100 -
Hopefully in an interesting field.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2134
Credit card 2 473
Overdraft 2100 -
Yesitsthelittlethings said:Emmia said:itsthelittlethings said:Realistically, I can’t afford to do a law degree and I already used my masters loan up on a masters which I did not complete. I want to do an access as I’m hoping it’s equivalent to NVQ level 3 which a few jobs I have seen list as essential or desirable.
What are you hoping to do with the NVQ?0 -
Didn’t bring my wallet to work, would definitely have spent some money by now.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2134
Credit card 2 473
Overdraft 2100 -
Have done my budget for next month. It’s even tighter than usual as I am going away to see my sister. The price of train fares! I have put that as a separate category, not in my weekly spends.
I must try to get my credit card onto a 0% deal, to save interest.
My other sister and maybe my niece are coming round for dinner this week. Not sure what to cook them. I’m vegetarian (doing it as a challenge for 2025) but my niece isn’t keen on what she calls “funny food”. Maybe burgers and I’ll have veggie burgers. Easy and always seems to go down well.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2134
Credit card 2 473
Overdraft 2100 -
Really feel in control of my finances. Thanks for everyone who has posted with supportive comments.
i have £35 left until Saturday as I paid £20 out to savings on Monday as I regularly do. I was going to buy something to treat myself last night as had a had a box of a stressful day but I didn’t. I shouldn’t be having too many treats anyway. I can put the leftover towards my credit card on Friday.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2134
Credit card 2 473
Overdraft 2100 -
I’m quite tired. I had lunch out and a coffee which was about £8 if I remember rightly for a not very nice sandwich. The coffee was nice but I let myself down as I’m trying to have one a day and I have that at home in the morning.
Didn’t do much this evening, just vegged out. Sometimes it’s ok to do nothing.
I really want to get back into exercising. I tend to wake up around 6 or a bit earlier so I could do some home exercises in the morning. I have a resistance band somewhere that I bought when I had hip pain. If I can only find that I could start to do exercises. Perhaps I should also walk to work once or twice a week. I did try walking every day but I got sore feet plus it meant I was late home every day. Both good free forms of exercise (if I can find the resistance band).
0 bonus saver
35 NS&I
290 credit union
Credit card 1 2134
Credit card 2 473
Overdraft 2100 -
Still keeping a record of my spending. It’s too high!
Got no real plans for the weekend. I need to clean, other than that a super relaxed one I think. Might do some of my rag rugging and watch a book. I have knitting group on Saturday. That will be about £4 on a coffee.0 bonus saver
35 NS&I
290 credit union
Credit card 1 2134
Credit card 2 473
Overdraft 2100
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