2025 GOALS
12/25 classes
11/100 books
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Glad to hear it @Blackcats 😊
Couple of little OATs for me today. I hoovered up a small spillage in the pantry that's been staring at me for days (unfortunately in the process I knocked over a bottle of blue food colouring which then leaked all over its own shelf and several below - but fortunately for me i didn't notice at the time and Mr C found and cleaned it instead 🤭😂)
Had a bit of a sort out in a bathroom drawer while the bath was running. Threw out all kinds of empty tablet packets, a couple of travel containers that annoy me every time I use them because you can't get anything in or out easily, a couple of bunged up bottles of nail varnish, and a horrid hand cream that I won on a tombola at the village fair a year (or two?) ago. Much easier to find things in there now.
Also found a new strap I'd ordered for my watch, months ago - the darn thing doesn't fit and I never checked! It's been in the bathroom drawer all this time, and I've been walking round with a twisted bit of wire holding my watch shut 🙈😂 I've at least pinched the little bits that hold the strap down to replace the wire. The rest has gone in the bin - it was a very cheap moulded rubber thing for a specific sports watch (clearly not the one I've got, although it was sold as fitting that).
Also mowed the grass - not really an OAT, although it saves me doing it at the last minute before visitors arrive at the weekend!3 -
Blackcats said:One of my completed tasks was to "produce" and post off my bowel screening kit - posted last Monday, letter received yesterday saying all ok. Didn't realise I would feel so glad to know that everything is ok.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I recognise that feeling of relief @Blackcats ❤️😊 (There is a bit of family history in my case.)
@greenbee, I have quite a colony of hypericum bouncing about rather too enthusiastically in one area as well. Any tips for how to effectively remove it or beat it back? I am feeling rather ineffective at it atm …
I would like to declare an OST!
(Rather than Outstanding Annoying Task, it’s an Outstanding Satisfying Task. 😊)
Last weekend I finished the bark path in the copse, but ran out of time to dig out a few Hazel seedlings and cut back some whippy, twiggy branches that wanted to spike your eyes or catch your hair when taking the path. They got dug out and cut back this evening 😊👏
KK
PS - @PennysIntoPounds, have you seen that MSE Towers are promoting this thread? 😊
As at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 25 books of target 52 in 2025, as @ 23rd May
Produce tracker: £129 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Fantastic work everyone.
I hadn't @KajiKita, thanks for letting us know!
I wonder how many things will still be on the list by the time we get round to mse advent again 😂4 -
PennysIntoPounds said:Dropped a letter into my Dr before that became an OAT
Tomorrow I need to fit in new tax year things like switching money around and comparing interest rates. Boring but essential!That's exactly what I've been doing today! It has to be done and is as you say, essential!I also spent time in the garden cutting the lawn, cleaning leaves up, and watering in between doing new tax year things as I find it's good to relax the mind to be able to focus between one tax task and the next, if possiblePersonally, I find that I'm more productive with this approach and also multi-tasked while cutting the bottom half of the lawn by putting a dye on my hair before cutting so it was ready to wash off once I'd finished that section
I put a second load of washing on while I mowed and finished the top section of the lawn which was just finishing once I'd cleaned the mower and left on it's side to dry underneather in the sun for an hour - Perfect! Then it was coffee time before back to finishing off a couple more tax year things all done and dusted by 11.30am
Tomorrow is a decluttering trailer loading tip run day with a friend as it's a job that needs doing before the rain arrives sometime next week and it's in my face as a constant reminder it needs doing so always seems to be lurking somewhere in the back of my mind as a 'must do', which is never good and has to be ticked off the listAs for decluttering listings, I've scheduled plenty to come over the next couple of weeks but have lost my decluttering mojo to list anything else for now. As long as decluttered items to sell keep leaving the house, I'm winning~ NSD 2025 - NSD June 4/20 (5 x💯)# No.34 Save £12k in 2025 £10,689.40 / £12,000 (89%)# No.19 52 Week Env Challenge £1230.57 / £1378 (89%)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £965.50 / £2025 (48%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯3 -
Today is to be a " sorting money " around day. Need to amend some of the amounts to different places. Horrible job, but needs doingMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £29,190
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £730/£3000
.
Fiver Friday '25 #10 £80/£260
Studies/surveys June £6.70
Decluttering items 702
Books read 12
Jigsaws done 7
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
I've just ordered some fittings so I can get my IBCs installed as water tanks (hopefully the right ones!). I also need to order 150mm x 150mm shelf brackets so I can put some shelves up under the stairs. And importantly, write and post my SILs birthday card as well as order her birthday present.5
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I just scrubbed the patio with vinegar and I machine washed my trainers and I have put another load of laundry on. I am about to sit down and finish my book. It is only the 6th one of the year and I wanted to read 100 this year!
It feels much more chilly this morning.3 -
beanielou said:Blackcats said:One of my completed tasks was to "produce" and post off my bowel screening kit - posted last Monday, letter received yesterday saying all ok. Didn't realise I would feel so glad to know that everything is ok.
some small gardening tasks today that are not on the scale of productivity of the keen gardeners on here, but my tasks are done and I'm sure the 3 re-potted plants will be pleased to expand their roots into their new homes.
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