April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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Another for me today please xCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50002 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 1/18
BadBookkeeper 3/15
beanielou 6/19
Caeraugirl 3/20
Cassingtonbear 10cathybird 2/15
Crazybee787 4/19
Crazycatlady2 3/15
cuddlymarm 1/15
Dizzycap 6/20
doingitanyway 10ET22 3/20
Honeysucklelou2 10InDebtEnby 1/10
Jay1 2 1/14
KajiKita 4/20
Kermit10 20laura lau 2/20
laurenh1 2/18
LittleMissDetermined 3/15
Louise600 3/10
Makingabobor2 15Money Choices 10Optimistic Saver 5/20
Pinkpieuni 3/10
QueenJess 4/15
Saver-upper 15SecondStar 1/15
short bird 4/18
thepurplepixie 3/10
Thriftymissus 4/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
Saturday was day 3.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Declaring a very early 6/20 NSD Sunday - Full Bed rest day xxx# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1834.64 / £2026 (4)2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
5/20 thanks to another NSD today.
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Early call for an NSD#15 Save £12k in 2026 £4500/£120002
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NSD number 4 for me today after 2 days of spending and a lovely meal I bought for three of us before seeing Dear Evan Hansen at the theatre last night. ❤️1
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And Sunday is day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Hi, I'd like to join and aim for 10 days, been thinking about it and wasn't sure if April was a good month to start. I have one of my kids and their kids coming to stay for a week at Easter, two other GC staying for a couple of days and the local GC will be in and out which always involves eating. With that in mind I wasn't sure if it was a challenging month to start but I have managed 3 days so far, the 3rd, 4th and today which will be no spend as I'm not going out again. We went to the local carboot this morning which DH loves and I hate but he is disabled and can't manage by himself. As my reward he took me down to the beach cafe for a breakfast bap and a latte. It looked lovely but the wind coming off the sea was cold so I was happy to come home.
Hoping I can manage 3 more days this week so that I will stand a chance to manage ten days. If it ends up being 8 days I can still think that is OK.
Good luck to us all.3
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