April 2025 NSD challenge
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Amazing April's No-Spend Days Challenge!
Comments
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Good morning guys
Number 2 for me today please
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2003 -
Number 6 for me today.
6/20 NSDs so far this month.
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732 -
Nsd today.
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 £18,683.06/£29,000, MF target June 2026, current mortgage balance - £10,482.78
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
2 -
Good Afternoon everyone
Tis month’s target is 10 NSDs. I am declaring 3 NDSs.These were 4,5 and 6 April.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.002 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 1/18
BadBookkeeper 5/15
beanielou 7/19
Caeraugirl 4/20
Cassingtonbear 10cathybird 4/15
Crazybee787 5/19
Crazycatlady2 3/15
cuddlymarm 2/15
Dizzycap 7/20
doingitanyway 1/10
ET22 3/20
Honeysucklelou2 10InDebtEnby 1/10
Jay1 2 1/14
KajiKita 6/20
Kermit10 20laura lau 2/20
laurenh1 2/18
LittleMissDetermined 6/15
Louise600 3/10
Makingabobor2 15Money Choices 3/10
Optimistic Saver 6/20
Pinkpieuni 5/10
QueenJess 4/15
Saver-upper 15SecondStar 1/15
short bird 4/18
thepurplepixie 3/10
Thriftymissus 5/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Not today (snack attack and groceries), but from now on I am making a conscious effort to be more mindful with food choices as I am going to go on a diet soon! I don't want to but defientely need to and it is about time I changed what I eat significantly! That is probably more info then you wanted!3
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NSD Monday here today 😊
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
NSD number one please cathybirdIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
One today was 5/15. Was planning to go & buy Easter eggs but can’t be bothered!Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6602
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Another for me today.#15 Save £12k in 2026 £6000/£120002
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