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Amazing April's No-Spend Days Challenge!

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  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    One NSD for me yesterday.
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • cathybird
    cathybird Posts: 15,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh heck I'm losing track already....can I add Saturday and Monday please x 
    @Crazycatlady2 I think it can be easy to lose track if you don't post the same day as the NSD or the day after xx
  • cathybird
    cathybird Posts: 15,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 8 April at 11:15PM
    April 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten =


    April targets


    AuntieL 1/18  image 


    BadBookkeeper 5/15  image  image 


    beanielou 8/19  image  image 


    Caeraugirl 4/20  image 


    Cassingtonbear 10 


    cathybird 5/15  image  image 


    Crazybee787 5/19  image  image 


    Crazycatlady2 5/15  image  image 


    cuddlymarm 2/15  image 


    Dizzycap 8/20  image  image 


    doingitanyway 1/10  image 


    ET22 3/20  image 


    Honeysucklelou2 10 


    InDebtEnby 1/10  image 


    Jay1 2 3/14  image 


    KajiKita 7/20  image  image 


    Kermit10 20 


    laura lau 2/20  image 


    laurenh1 4/18  image 


    LittleMissDetermined 6/15  image  image 


    Louise600 3/10  image 


    Makingabobor2 15 


    Money Choices 3/10  image 


    Optimistic Saver 7/20  image  image 


    Pinkpieuni 6/10  image  image 


    QueenJess 6/15  image  image 


    Saver-upper 15 


    SecondStar 1/15  image 


    short bird 5/18   image  image 


    thepurplepixie 4/10   image 


    Thriftymissus 6/20   image  image 



    To see the updated results for April on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • KajiKita
    KajiKita Posts: 7,455 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Tuesday here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 35 books of target 52 in 2025, as @ 13th July
    Produce tracker: £205 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 845 Forumite
    500 Posts Name Dropper Photogenic
    Not Today, But I may come back another time if I get the money back to account for today, spending on MDs Bday!
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another NSD today - so 7/20
    Thanks, as always, @cathybird
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,146.79/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 314.62
    🏆 ⬆️ Total: £5,146.79

    Trading: £175.64
    Mortgage: £58,471.88
  • QueenJess
    QueenJess Posts: 4,464 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2025 decluttering: 3,235🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 271🥉🥈🥇💎🏆
    Mini kitchen challenge 44/50
    Big kitchen declutter challenge 66/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆250
  • Pinkpieuni
    Pinkpieuni Posts: 139 Forumite
    100 Posts Name Dropper Photogenic
    Nsd for me today

    Challenges

    NSD July- 8/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £742/£1,378 -(28/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)

    Mortgage -  Jan 2025 £75,600- current bal £66,136 Target  MF (Jun 26) 351 days.

    Loan  - Jan 2025 £4,095 - Current balance £2,531

    "Look after the pennies and the pounds will look after themselves"

  • BadBookkeeper
    BadBookkeeper Posts: 804 Forumite
    Seventh Anniversary 500 Posts Debt-free and Proud! Name Dropper
    Stuck on 5/15 nipped into home bargains for pegs, came out with a lot more than pegs!!  
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£260
  • thepurplepixie
    thepurplepixie Posts: 3,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Not for me today.  Tuesday will be unlikely as I get the ten percent pensioner discount at Iceland so seems silly to miss that although I bought a bag of fudge which wiped out the savings and I've eaten it all which isn't good.  
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