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Amazing April's No-Spend Days Challenge!
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One NSD for me yesterday.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Crazycatlady2 said:Oh heck I'm losing track already....can I add Saturday and Monday please x0
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April 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =April targetsAuntieL 1/18BadBookkeeper 5/15beanielou 8/19Caeraugirl 4/20Cassingtonbear 10cathybird 5/15Crazybee787 5/19Crazycatlady2 5/15cuddlymarm 2/15Dizzycap 8/20doingitanyway 1/10ET22 3/20Honeysucklelou2 10InDebtEnby 1/10Jay1 2 3/14KajiKita 7/20Kermit10 20laura lau 2/20laurenh1 4/18LittleMissDetermined 6/15Louise600 3/10Makingabobor2 15Money Choices 3/10Optimistic Saver 7/20Pinkpieuni 6/10QueenJess 6/15Saver-upper 15SecondStar 1/15short bird 5/18thepurplepixie 4/10Thriftymissus 6/20To see the updated results for April on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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NSD Tuesday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not Today, But I may come back another time if I get the money back to account for today, spending on MDs Bday!1
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From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,146.79/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 314.62
🏆 ⬆️ Total: £5,146.79
Trading: £175.64
Mortgage: £58,471.881 -
Declaring a NSD today.2025 decluttering: 3,235🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 271🥉🥈🥇💎🏆
Mini kitchen challenge 44/50
Big kitchen declutter challenge 66/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 I 🥉12 🥈26 🥇52 💎100 🏆2501 -
Nsd for me today
Challenges
NSD July- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 351 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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Stuck on 5/15 nipped into home bargains for pegs, came out with a lot more than pegs!!Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2601
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Not for me today. Tuesday will be unlikely as I get the ten percent pensioner discount at Iceland so seems silly to miss that although I bought a bag of fudge which wiped out the savings and I've eaten it all which isn't good.2
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