We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Amazing April's No-Spend Days Challenge!

1…1011131516…47

Comments

  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    One NSD for me yesterday.
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • cathybird
    cathybird Posts: 16,482 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Crazycatlady2 said:
    Oh heck I'm losing track already....can I add Saturday and Monday please x 
    @Crazycatlady2 I think it can be easy to lose track if you don't post the same day as the NSD or the day after xx
  • cathybird
    cathybird Posts: 16,482 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 8 April 2025 at 11:15PM
    April 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten =


    April targets


    AuntieL 1/18  image 

    BadBookkeeper 5/15  image  image 

    beanielou 8/19  image  image 

    Caeraugirl 4/20  image 

    Cassingtonbear 10 

    cathybird 5/15  image  image 

    Crazybee787 5/19  image  image 

    Crazycatlady2 5/15  image  image 

    cuddlymarm 2/15  image 

    Dizzycap 8/20  image  image 

    doingitanyway 1/10  image 

    ET22 3/20  image 

    Honeysucklelou2 10 

    InDebtEnby 1/10  image 

    Jay1 2 3/14  image 

    KajiKita 7/20  image  image 

    Kermit10 20 

    laura lau 2/20  image 

    laurenh1 4/18  image 

    LittleMissDetermined 6/15  image  image 

    Louise600 3/10  image 

    Makingabobor2 15 

    Money Choices 3/10  image 

    Optimistic Saver 7/20  image  image 

    Pinkpieuni 6/10  image  image 

    QueenJess 6/15  image  image 

    Saver-upper 15 

    SecondStar 1/15  image 

    short bird 5/18   image  image 

    thepurplepixie 4/10   image 

    Thriftymissus 6/20   image  image 


    To see the updated results for April on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • KajiKita
    KajiKita Posts: 9,909 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD Tuesday here 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 25 books of target 52 in 2026 as @ 5th April. 
    Produce tracker: £73 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CrazyBee787
    CrazyBee787 Posts: 1,758 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not Today, But I may come back another time if I get the money back to account for today, spending on MDs Bday!
  • Optimistic_Saver
    Optimistic_Saver Posts: 353 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another NSD today - so 7/20
    Thanks, as always, @cathybird
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • QueenJess
    QueenJess Posts: 4,737 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2026 decluttering: 1,025 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
    2026 use up challenge: 276🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300

  • Pinkpieuni
    Pinkpieuni Posts: 245 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd for me today

    Challenges

    NSD - April - 7/10

    1. 2026 Mortgage-Free Wannabes #61 £13,437.76/£29,000, MF target May 2026, current mortgage balance - £15,177

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £900

  • BadBookkeeper
    BadBookkeeper Posts: 849 Forumite
    Eighth Anniversary 500 Posts Debt-free and Proud! Name Dropper
    Stuck on 5/15 nipped into home bargains for pegs, came out with a lot more than pegs!!  
    Lightbulb moment - 17/08/2017 £17,033.  DFD 31/7/24 🥳. 

    Round 2 - 8/12/25 £3,660 
  • thepurplepixie
    thepurplepixie Posts: 3,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Not for me today.  Tuesday will be unlikely as I get the ten percent pensioner discount at Iceland so seems silly to miss that although I bought a bag of fudge which wiped out the savings and I've eaten it all which isn't good.  
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture