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Amazing April's No-Spend Days Challenge!
Comments
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4/15 for me. I’ve just finished reading ultra processed people which was an eye opener on the rubbish we’ve been eating far too often. Sad to say to eat better involves spending more from our grocery pot so hoping by doing this challenge, i’ll stop flittering and make it a bit easier to add more to the grocery pot and be able to spend more for better food for our family.Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.3
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5/19 Please @cathybird thank youXXMissions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.2 -
April 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 1/18
BadBookkeeper 4/15
beanielou 7/19
Caeraugirl 3/20
Cassingtonbear 10cathybird 3/15
Crazybee787 5/19
Crazycatlady2 3/15
cuddlymarm 1/15
Dizzycap 7/20
doingitanyway 10ET22 3/20
Honeysucklelou2 10InDebtEnby 1/10
Jay1 2 1/14
KajiKita 5/20
Kermit10 20laura lau 2/20
laurenh1 2/18
LittleMissDetermined 6/15
Louise600 3/10
Makingabobor2 15Money Choices 10Optimistic Saver 5/20
Pinkpieuni 4/10
QueenJess 4/15
Saver-upper 15SecondStar 1/15
short bird 4/18
thepurplepixie 3/10
Thriftymissus 5/20
To see the updated results for April on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
hi @thepurplepixie
and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
4 -
Nsd today
Challenges
NSD - Oct 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 252 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
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NSD Sunday here 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Great going with all the NSD's folks!
Declaring a NSD 7/20 Monday - hospital appointments galore this week and when I can spend, I need to rest
So that's blasted any spending out of the water for this week. I will need to do a freezer semi-stock up on daily essentials at some point this month, but it's not urgent, at the moment! 
~ NSD 2025 - NSD October 22/20 (10 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Number 5 for me today. Thank you @cathybird2
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3 more for me please, including today.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31072
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