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Living Large, on a Small Income, by the Sea.
Comments
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            Dia, no idea what to do with quinces. We have an allotment so keen to offload to others whatever bumper crop of the week we have, it all comes together in the late summer/autumn! I have to outright refuse stuff offered back to us because of our allotment otherwise we would end up with the same problem as you with the quinces ha ha2
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 Thanks @PennysIntoPounds I have started using candles and I want to start reading. I'm keeping wine levels low at the minute for various reasons. I have planned a weekend away to see family so something nice to look forward to...Hope you and your upholstery needs have a fabulous new week (picturing William Morris bras now, why is this not a thing?!)
 And hope that the flask coffee and sea lift the low mood. Is there anything nice you can plan for yourself for tomorrow evening to look forward to, to start the week off treating yerself nice?
 Lighting a candle, a glass of wine, making time for watching something on iplayer or reading a book?greenbee said:Quinces - either make jelly or just put them in a bowl and enjoy the smell!
 The smell is indeed divine! Thanks for the suggestionskayannie said:Quinces - although they take longer to cook than apples, if you cut them up very small & mix with apples, they make a lovely addition to a crumble.
 KA
 I am going to do an online yoga class today. I need to see this as an option more. Thank youSun_Addict said:You could always do a yoga class online to make up for the missed class.I’ve never had a quince. It makes me think of the poem The Owl and the Pussycat 😆
 'They dined on mince and slices of quince' 
 It is manchego cheese and they are delicious togetherWelshmansDaughter said:Quince paste. Just watched a video where she made one. Apparently it is eaten traditionally with something but can't remember. Cheese maybe? 
 Thanks @Tresinia511 I have a plan for the quinces! I will be freezing them and they will be used for Lamb with pomegranates and roasted quince at a later stage If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
 Emergency fund 3501000
 Buffer fund 0/100
 Debt Free (again) 25/0720254
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            I hope your mood improves, and coffee by the sea sounds lovely."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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            That lamb dish sounds divine!Debts 04/01/25 01/10/25
 Natwest2 £6,509.97 £5,830
 NatWest CC £7,612.74 £6,830
 Lloyds CC £6,112.60 £4,940
 1st Direct CC £176.03 £0
 CC total £20,411.34 £17,600
 TSB OD £500 £0
 1st Direct OD £600 £250
 Car loan £4,000 £4,000
 1st Direct Loan £10,684.44 £8,710
 Total £36,195.78 £30,3102
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            Thanks @jwil thanks @rachmac3 
 So, I last updated on 5th so a few days off.
 First of all I did not get the job. I am coming to the conclusion that when you are older a conventional way to a job just doesn't work. That is ok. I always thought the income stream would need to come from me. In fact in my life in general it will always be down to me. Not an employer, not a knight on a white horse. Me. Me. Me.
 My low mood must be lifting a little as I can see a way out...
 I had been thinking 'I can do X or Y' then I thought about @Jwil and her full time job and mammoth PADs, or @PennysIntoPounds with her McD tokens and surveys and competitions. Light bulb moment! It isn't X or Y...it is X AND Y AND Z
 The creative retreat (4) is a summer venture so I missed that window for this year. In the meantime I need more income to build savings and look after this house. Without that job it isn't going to work out.
 So...
 I called my contact for the international teachers (1)
 I sent an approach to do workshops in my area of specialism (2)
 I selected 5 items and photographed them for Minted (3)
 I booked a call with a friend to talk it all through
 My plan is to find eight income streams so money can arrive in my account all year around! Another 4 to find...
 I have been moving plants around, cleaning and hoovering
 I found a yoga class to do at home (thank you @Sun_Addict) I have started doing this at night
 I have a medical appointment later. I will walk along the seafront
 Have a good day if you can  
 If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
 Emergency fund 3501000
 Buffer fund 0/100
 Debt Free (again) 25/0720258
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            Sounds like a wonderfully productive day .Life is an adventure, never stop exploring.2
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            Dia I agree whole heartedly about not relying on a single income stream. It's mad when you think most of us rely on paid employers to pay our way. We're at their mercy which doesn't always work out. Paye has advantages for sure and I've done it most of my life. But I've seen grown men and women cry when their lives were turned upside down with redundancy or similar. Self employment is also hard with many down sides of it's own, including no sick pay or pensions. So I'm voting for multiple streams of income being the way to go!5
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            You sound so positive DIA , really do hope it all works out for you . I sometimes feel employers have someone in mind when they advertise but must go through the whole interview process4
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            Ooh I don't think I've ever been involved in anyone's lightbulb moment before, I feel honoured!
 Are there any schools nearby that you could enquire about doing some invigilating shifts for?https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
 Books read 2025: 59
 Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63
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            Sorry that you didn't get the job, but that's an amazingly positive turnaround! Best of luck with those income streams. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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