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Living Large, on a Small Income, by the Sea.

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  • Do you have access to other landladies who participate in this scheme? It might be useful to see how they operate 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • doingitanyway
    doingitanyway Posts: 10,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 14 June at 11:14PM
    It might also be a good test of how much you want something - how many lodger hours to pay for it? 
    At this minute when the shower lady has had her eleven o clock shower and left the bathroom wet and unclean, no lodger hours. I have just dried the bathroom. I might feel differently in the morning.

    Do you have access to other landladies who participate in this scheme? It might be useful to see how they operate 
    Yes thanks, I will do that INOD. I know of one. 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 15 June at 5:34PM
    So today I've put on washing for the houseguests and hung it out to dry.

    I walked to Mr L for a veg box...a really good range of produce. My guests like fruit and I am happy for them to help themselves. I now have a full fruit bowl :)
    I picked up some minced chicken leg. It was half price so I bought 4 lots. There was salmon, also half price, so 2 lots. All are in the freezer now  :) I have done well with my food budget...

    I told shower woman her 11pm showers are too late and I would appreciate her having them earlier. And she said OK. So that was an easier conversation than I expected. I had an interesting conversation with the second person as she left the bathroom very wet. I now understand in her country she has a wet room so is not used to wiping water away in the way I am. It is my error for not explaining clearly how to leave the bathroom. I thought the squeegee was obvious so I hadn't explained that either. I am definitely going to spend time on the first evening with any new guests taking them around the house and explaining how it works  :)

    I had a few hours with a friend. We chatted, drank tea and watched adolescence...I know, everyone else has seen it...

    I am going to do an evening picnic for supper one evening so they can come back from work and chill by the sea. They are also fascinated by our English breakfast but never have a late start so we decided to have an English breakfast for supper one evening too.

    I came back from my friend's starving hungry so I overate, but at least it was a healthy chicken and veg stew  :)

    Happy Sunday everyone 




    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's an interesting learning experience, and a shame you seem to have got inconsiderate guests on the first occasion.  Hopefully the income will relieve some of the pain, and hope the 11pm showers and overly wet bathroom are now a thing of the past!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    jwil said:
    It's an interesting learning experience, and a shame you seem to have got inconsiderate guests on the first occasion.  Hopefully the income will relieve some of the pain, and hope the 11pm showers and overly wet bathroom are now a thing of the past!
    Thank you. Fingers crossed on the bathroom issues. And yes, I've heard the organisation pays promptly. So, I should be able to completely clear my cc this month which will be a weight off my mind  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,415 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    That's good you had an easy conversation, and to find there are cultural/domestic differences at play too. Still annoying but takes the sting out to know she's not being a complete so-and-so.
    Beach picnic and English breakfast for dinner sound fab. Unless English breakfast is half a cup of coffee then being shoved on the tube for rush hour 😁
  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    When I had similar guests years ago I used to give them a wee thing to take home to remind them of their stay.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Nearly there dia the countdown is on 😬 you have done so well. 

    Sorry to hear about the flat tyre but glad you got positive response from your gp. Sending you flowers 💐 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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