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Living Large, on a Small Income, by the Sea.
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Lol dia , let's see, you think you lost your mojo but let's see it through the readers' eyes.....hmm...
1. Action plan for pp in place
2. Signed up for a course to take positive action
3. You are progressing your community action project - (think how many ppl could have done this before you arrived but didn't)
4. You are progressing with making your home your own by buying pots and plants.
You are doing great, even by the standards of a fully paid up member of the mojo society 😁6 -
You don't sound mojoless to me m'dear, you've sorted toiletries, progressed and will be enquiring about pp, signed up for a course, done amazing work on the alley with a plan for what needs doing next, got loads of garden stuff, and seen a friend, and that's just the last few days. I'll have some of your 'lost mojo' brilliance if you don't want it!
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Thank you @Tresinia511 and @PennysIntoPounds
well when you put it that way! Maybe, when my mojo is absent I still do stuff, it just feels like I am pushing through water, and the effort is greater...
I woke to sunshine and more energy after an earliest night...
I have been saying for weeks that I will clean the front door and the ground floor windows at the front. I did it as soon as I woke. I also cleared my pots of old flowers and potted up the new ones...added new compost and added an extra pot too. I also had a Victorian wash bowl, like the ones on stands with a jug to wash in... it was discarded in the back garden. I planted it up with mint and it is just by the doorstep and looks lovely.
I had to buy something to send abroad, and I've done that now. It is parcelled up and I will go to the PO tomorrow to send it. I think I'll add a new toiletry from my stash thanks to the idea from @PennysIntoPounds.
MONEY GENERATING ACTIVITY (MGA) I chased the pp and I think we have got to the bottom of it. I sent the document they require so the payment should be with me before the end of the month. I need to identify a new MGA now I have done everything on the pp one.
I plan to find the documents for the community alley and write to the Cllr this evening too. I might be being overambitious so if I am I will carry it over to tomorrows list
I need to sweep the back garden before dark. My reward for all my activity will be a lovely bath
It started out warm but has ended up chilly enough to do a quick blast of the CH and search out a warm jumper and a hot water bottle
I hope you've had a good day reader and if not there is always tomorrow
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720258 -
I love the sound of the victorian wash bowl with the mint.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
The victorian washbasin as a plantar sounds lovely. I love the idea of re-purposing things from another place and time. I have an old fashioned cast iron fire grate planted with pretty bedding plants and it looks a treat.
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Wash bowl sounds lovely.
Sounds like you are getting stuff done but perhaps are overly ambitious over what you can achieve in the time.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thanks @redofromstart @Tresinia511 the bowl is indeed lovely it make me smile whenever I open the front door
Thank @savingholmes yes, I agree with trying to do too much in one day!
Last night I did sweep the garden at the back. I wish I had taken photos. It still isn't done but it is cleared of junk and there is a single pot of hyacinths. I have a single garden chair that I will find a place for. Maybe on the back of the kitchen door. Anyway, it is sit-out-able...
This morning...
Bins have been sorted for collection.
Coffee gurgling in the background.
Wash load sorted.
Prepped a whole cauliflower with a YS peri-peri sauce from MS the idea is to take a slice and airfare it with turkey burgers.
Made turkey burgers.
Today:- email to Cllr
- finding documents
- clean bathroom carried forward carried forward
- order household potting compost carried forward
- identify new money generating activity
My coffee pot has stopped gurgling, so it is ready
Have a good day all
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
I remember being super busy when I first moved and people telling me to slow down. Don’t beat yourself up if you don’t get it all done in a day. You are doing so well with the community alley.Enjoy your meet up with your friend in the sun ☀️0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p15 -
Enjoy meeting your friend in the sun. As they say Rome wasn't built in a day. Where I live lots of alley gating has been done to stop all the things you mentioned in a previous post. Some have turned the areas into lovely garden areas with plant pots etc.Life is an adventure, never stop exploring.4
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Going great guns dia! Productive days are fab although sometimes if I have one I then feel entitled to more than my fair share of rest later!3
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