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Living Large, on a Small Income, by the Sea.

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Comments

  • savingholmes
    savingholmes Posts: 29,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wash bowl sounds lovely.

    Sounds like you are getting stuff done but perhaps are overly ambitious over what you can achieve in the time. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
    3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.3K updated 17/4/26
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,264 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Enjoy meeting your friend in the sun. As they say Rome wasn't built in a day. Where I live lots of alley gating has been done to stop all the things you mentioned in a previous post. Some have turned the areas into lovely garden areas with plant pots etc. 
    Life is an adventure, never stop exploring.

  • Tresinia511
    Tresinia511 Posts: 381 Forumite
    100 Posts First Anniversary Name Dropper
    Going great guns dia! Productive days are fab although  sometimes if I have one I then feel entitled to more than my fair share of rest later!
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