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Living Large, on a Small Income, by the Sea.

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  • I am tempted to get an air fryer after reading about your omlette and roast veg.  Managed to avoid so far but.......
  • Tresinia511
    Tresinia511 Posts: 174 Forumite
    100 Posts
    Hats off to the water discount  and top marks to skint-yet-again, she is so hot on mse matters misses nothing! Yum to roasted veggies,  l love feta too
  • redofromstart
    redofromstart Posts: 5,817 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Sounds like great progress DIA.  

    Bath oils, I love the Tisserand ones - they sometimes turn up in TKMaximum but my favourite is REN Rose.  Expensive options so I would be interested if anyone has any more economical suggestions?
  • beanielou
    beanielou Posts: 95,421 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great progress. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great progress on the alley gates and the holding a boundary against people who want to borrow your hard earned cash. Someone once compared the latter to seagulls coming to take what belongs to you - and I found the analogy helpful. 

    I so wish I'd moved somewhere beautiful years ago - life is always a trade off of decisions, wants and practicalities. You'll get there. Don't beat yourself up over what is a small debt. You've moved mountains to get to where you are now.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • doingitanyway
    doingitanyway Posts: 9,895 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 4 April at 8:01PM
    Sounds like great progress DIA.  

    Bath oils, I love the Tisserand ones - they sometimes turn up in TKMaximum but my favourite is REN Rose.  Expensive options so I would be interested if anyone has any more economical suggestions?
    Thanks Redo I will look out for those bath oils. I don't mind bath oils not being economical. I only use a little as I add in essential oils and magnesium flakes too. A lovely bath really is an affordable luxury  :)

    If anyone has any bath oil recommendations please let me know...

    Thanks Beanie  :)

    Thanks SH  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
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