We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Living Large, on a Small Income, by the Sea.
Options
Comments
-
You are very welcome dia. I remember clearly, the post you wrote towards the end of your last diary, saying,: " I move in next week. After 3 years of homelessness, it's over." It was this comment that made me so happy for you, after living in temporary accommodation myself some years back, it really struck a chord about how important it is to have a home to call our own and how vital it is to our mental and physical wellbeing. How lucky we are and how hard for those who are still waiting. So for now, let that peace of mind settle and grow.
BY the way, do you still have the spare bin? We grow potatoes in ours in our tiny garden. A great crop can be had in the summer if you plant now, just put an existing couple of spare spuds in the dark and leave for a week or two till it they sprout. Fill the bin with potting compost, pop in the sprouts spuds, keep watered and by summer there is a bumper crop of potatoes waiting to be eaten.
2 -
Sometimes there's a decision to be made. Go for your dreams at a cost or put them off, maybe never have them and are solvent.I had a decision backalong of a job in the wilds of London, the office in York or to live by the sea in a National Park and broke.I chose the sea, knoing that people are kind and if I found myself with a problem they would help.I went on minium wage but could have lunch on the beach and walk the dog.Sure sometimes I wonder if I should have gone for the money when I see others have a lot of 'Things' but it was a lovely life for me and I've survived. I have what I need.Ditto, out of a permemant job I had the opportunity to go to Australia for 6weeks. Said I'll be fine as long as the tiles stay on the roof.2 days after getting back a storm and I lay in bed hearing some tiles slip off! But I just smiled to myself. My memories were so much better than tiles.Took quite a while before I had the money to replace them but again, I survived it.So have a wonderful time following your dreams.Yes, you'll have to make so sacrifices for a while but it's not forever. Your house and your memories are forever
I can rise and shine - just not at the same time!
viral kindness .....kindness is contageous pass it on
The only normal people you know are the ones you don’t know very well
7 -
Thank you! I think if you have been in temporary accommodation, or been homeless for whatever reason, you never forget it @Tresinia511 On the plus side I have such an appreciation of my home, and so much empathy for those who do not have a home...
I do still have the spare bin. A friend came to visit and convinced me to keep it. If I can get the compost in I will try potatoes!!
Thanks @twopenny I enjoyed reading about the choices you had and the path you chose. I would have chosen the National Park by the sea too
Today was a NSD.
I stuck to healthy food. My air fryer was in use. I made a mushroom pancake with chickpea flour. I put it in the air fryer and it came out crispy and delicious. I had decaf coffee again, so caffeine free...
I chased a pp company
I chased/emailed a another pp
One wash load dried outside
I had a slow day today as I felt very tired. I think it is caffeine withdrawal...
Nice long chat with a younger relativeIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
@doingitanyway the box scheme I'm in is R*v*erf*rd. Huge range of boxes and you can dip in and out at will. Love Humdinger xx4
-
Humdinger1 said:@doingitanyway the box scheme I'm in is R*v*erf*rd. Huge range of boxes and you can dip in and out at will. Love Humdinger xxIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
I still feel tired! And I still blame caffeine withdrawal.
Up early to do the bins, then I cleaned the kitchen, as I didn't complete it last night due to a surprise long chat with a family member. There is a plant that didn't want to be in the kitchen...it sulked and was droopy, but it has rallied and now it is growing new shoots, so that makes me happy
I have arranged to meet a friend at a cafe on the beachfront at 3pm. I should be able to drag myself along by then. After I will pop into the new yoga studio to book a specialist back class for tomorrow
My living space needs tidying up. The bathroom needs cleaning...I will do both today.
I am going to have a bath and will read in the bath. This is one of the luxuries I love...a daytime bath. I rarely had a bath in my 'wandering years' as I didn't want to use too much gas or water
I had confirmation that I am now on the accommodation list for a festival, so I will see if anything comes of that.
I will start by cleaning the bathroom so it is nice for my bath
Wishing everyone a sunny day
UPDATE
I didn't book the class as they were closed
No housework done!
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Beautiful sun here today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Enjoy your bath dia and your meet up with your friend 😊
I saw this in the weekly MSE email and thought it was worth passing on in case you may qualify as low income. Lots of water companies seem to offer social tariffs for water but different qualifying conditions for each one
https://www.moneysavingexpert.com/utilities/cut-water-bills/#waterhelp
(Scroll down to number 3 on the link)
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Another relative asking for your money?!
Well done on saying no and then staying firm. The attempted guilt-trip just shows you were right to say no.
They'll all just have to get used to managing their own finances like everyone else has to!
That sounds like a glorious day lined up, enjoy 😊4 -
I love that you have stayed strong throughout your enforced wanderings and have been rewarded with your house by the sea!
I'm just back from a very windblown/sandblasting walk on the beach. It's a vast beach, and there were two horses cantering along. We're so blessed to live within a mile of it, and on a clear day can see Blackpool tower (it was too hazy today). One's cares seem to blow away, even on a calm day.What would you get if all you got was what you were thankful for?3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards