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Living Large, on a Small Income, by the Sea.
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Templespa does a nice bath oil.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Neals yard bath oil I liked when I had a bath.All sounding good DIA , have a good weekend.Life is an adventure, never stop exploring.3
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Thanks @beanielou and @Sunshine_girl2
I knocked on some more doors and now I have 8/12 agreement to gate the alley. Everyone very enthusiastic!
I had the meeting with our local councillor. He wasn't the one I wanted, but he was holding the surgery. He said 'you are stuck with me' I told him:- there was a safety issue for all properties.
- some of the houses were occupied by older lone females and there was an additional safety concern for them.
- there was fly tipping so it was an environmental and health and safety issue, as that was a invitation to vermin.
- there had been drug dealing using the alley in the past.
- the fly tipping was under the bedroom window of a child. The window had be shut in the summer or flies came into his bedroom
If I get agreement from all properties, I will draft a letter next week and get signatures from all involved.
I am pleased with what I have done so far. If it doesn't proceed, at least I have met some more people in my community.
He warned me it would have to go through committees, so it was a long process. Then he said 'we better get started'
I have an Alexander Technique workshop this afternoon. Other than that, I haven't had a paper for a few weeks so might buy one
Enjoy your day everyone
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/07202511 -
Be proud.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Huge well done.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Go you! Now try some of this as as reward:
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Aromatherapy Associates. These are " taster" size, 9ml, but good value as reduced. Divine. Brand Alley has some good discounts2
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Thank you @Tresinia511 That is a big advert! Funnily enough, I have actually used this and it is lovely. I got it in a subscription beauty box a while back.
Thank you @beanielou @SuzeQStan and @savingholmes
After being fast out of the blocks this morning, I slowed down. There is a market today so I browsed around that. I've spent the rest of the day looking for a receipt so I can return an item I don't need...but it is well and truly lost. I am going to have a day next week of getting rid of old paperwork (again) Arrgh
Next week I will buy one of those concertina filing boxes to sort new paperwork.
Off to read other people's diaries
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Oooohhh, maybe I need to be more minded about posting advert type stuff🫣lol it is nice tho 😁, on safer ground, I do love a market4
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