We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Living Large, on a Small Income, by the Sea.
Comments
-
Lovely to have you back 🤗🥂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Welcome back 🎉I'm glad the family situation has been sorted. Lid! veg has gone down to 5p a bag.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
-
Thanks @Four_Seasons and @beanielou
Thanks @Sun_Addict the family situation isn't exactly resolved, but I have done all I can for now...Lidl veg for 5p. I will take a trip there tomorrow and fill my fridge with veggies. At that price it is better value than the fruit and veg box that has gone up to £2If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20254 -
Welcome back3
-
So glad you’re back!3
-
Great to see you back dia! Do give us an update when you get the much coveted house gown. There's something so utterly decadent about a majestic house gown, also well done you on the ef. How things are improved, now you have hit the magical £1k, your aspirations are great!3
-
Welcome back dia 😍
Aldee veg is 8p and there is a sign saying max 4 items per customer. Not sure if that means 4 of each or just 4 bags 🤷♀️0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Welcome back DIA .Life is an adventure, never stop exploring.3
-
Lovely to see you back DIA! You have been missed xDebts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.993 -
Social media comments are saying 4 of each.Skint_yet_Again said:Welcome back dia 😍
Aldee veg is 8p and there is a sign saying max 4 items per customer. Not sure if that means 4 of each or just 4 bags 🤷♀️I get knocked down but I get up again (Chumbawamba, Tubthumping)3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards