Goals, hopes and dreams

itsthelittlethings

I am trying to go to the supermarket once a week at the weekend and do one shop a week. It’s working ok so far.

itsthelittlethings

Went to the supermarket year as I am away this weekend. Did a weekly shop, as I am clearing out the freezer this week the cost of the shop came to £25! Was pleased with this. I also bought two bags of decaf coffee from the food pot when I got home, £27. Ouch. Nice coffee is one of my luxuries but I might have to see if I can cut back to supermarket. £80 left in the food pot for the rest of the month.

Had a letter come through regarding a regular saver I opened when I got paid. That has got £200 in it now so just need to keep up the saving habit.

Away this weekend doing a course. Accommodation is booked and paid for, will try and have a cheap meal on Saturday night as that’s the only major spend.

Took some boots back that I didn’t like yesterday which is £75 back in the budget so I’m pleased about that. Payday seems a long way away at the moment though.

itsthelittlethings

Having a having a lovely weekend in London. I’m enjoying my craft course and my airbnb is quiet and clean. The host was out until after I went to bed last night so I checked in and relaxed with no awkwardness about being in someone else’s space.

Skint_yet_Again

Glad you are enjoying your course and your weekend away. How much did your air bnb cost? 

Good news on the refund for the boots back in the budget. 

itsthelittlethings

Skint_yet_Again said:

Glad you are enjoying your course and your weekend away. How much did your air bnb cost? 

Good news on the refund for the boots back in the budget. 

The airbnb was £76. 50 for the room, 15 cleaning fee and 11 airbnb charge.

I have had such a lovely weekend. I went to university in London and lived there for a year after and love it. I was looking at flats this morning and I think I might be able to afford to move to London if I really save for a bit and get a job paying a bit more. It’s certainly a big motivation to save. I would need to get a mortgage so would probably get a job in London, commute for a bit and then look to sell my flat and buy with a mortgage. It would be quite a big undertaking but it would be worth it I think. I would buy in zones 4-6 so outer London but I think it would still make me a lot happier. A lot to think about.

itsthelittlethings

Back to a quiet life after a busy month. Have had a quiet day at work and a quiet evening. Bought a coffee at lunchtime but no other spending today. Have a quiet weekend planned too.

[Deleted User]

How far away are you from retirement? Have you checked your state pension forecast?

itsthelittlethings

[Deleted User] said:

How far away are you from retirement? Have you checked your state pension forecast?

I’m 46, think I will probably have to work until state pension age. I have checked my forecast, all years full and on track for full state pension.

itsthelittlethings

I do need to overpay on my pension but contributions haven’t started from my new job yet. I’ll put them up when I see how much the normal contributions are.

Having a quiet weekend this weekend. Just in Starbucks enjoying a quiet moment and a latte (£4.50!) before I go to Asda. Am sticking pretty well to just going to the supermarket once a week. I am meeting up with my knitting group this afternoon.

itsthelittlethings

I didn’t start paying in to a pension until I was thirty and I had two part time jobs and only one of them had a pension until I was nearly forty. Since then I’ve had full time jobs with pensions.