Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Marvellous March's No-Spend Days Challenge!
Comments
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Another NSD today 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10002 -
Wednesday was day 17...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Thanks @Dizzycap and @Crazybee787, I did have a good holiday, definitely am jetlagged and will be a lot more with it tomorrow! xxx
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March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 15/18
BadBookkeeper 16/15
beanielou 25/19
Caeraugirl 13/20
Cassingtonbear 3/10cathybird 2/TFCrazybee787 15/19
cuddlymarm 12/15
Dizzycap 24/20
Doris17 4/15ET22 17/20
Honeysucklelou2 2/10InDebtEnby 11/15
Jay1 2 15/12
KajiKita 18/20
kleverklogs 5laura lau 11/20
laurenh1 15/18
LittleMissDetermined 18/16
Louise600 3/10
Makingabobor2 15Money Choices 10/10
Moneycraver05 9/10
Optimistic Saver 18/22
Pinkpieuni 14/10
QueenJess 20/15
Saver-upper 15SecondStar 13/15
short bird 17/18
Thriftymissus 24/16
To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Declaring a no spend day today.2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0002 -
2 for me pleaseCurrent No Spend Challenge: 8/13
2025 No Spend Days: 46/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
23rd - NSD
24th - spent
25th - spent
26th - NSD
Tomorrow, I mean today, will be a taught one as I'm going to the big Asda to get my replacement new glasses. They are paid for and I don't think I neeeed anything, but... I'll let you know.Toodle-pip :hello:2 -
Good morning all
@ cathybird - I hope you don't feel too jet lagged today xxDeclaring a definate NSD Thursday 24/20Wishing everyone a Tasty NSD THursday
- I can't believe how fast this month has gone by 
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1836.43 / £2026 (4)1 -
Good morning NSDers
Another one for me today please
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
I have been poorly and on-and-off of the forum, so I have lost track of what I've posted, but today is No 18 for me this month.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001
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