Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Marvellous March's No-Spend Days Challenge!
Comments
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Another NSD today 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10002 -
Wednesday was day 17...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Thanks @Dizzycap and @Crazybee787, I did have a good holiday, definitely am jetlagged and will be a lot more with it tomorrow! xxx

1 -
March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 15/18
BadBookkeeper 16/15
beanielou 25/19
Caeraugirl 13/20
Cassingtonbear 3/10
cathybird 2/TF
Crazybee787 15/19
cuddlymarm 12/15
Dizzycap 24/20
Doris17 4/15
ET22 17/20
Honeysucklelou2 2/10
InDebtEnby 11/15
Jay1 2 15/12
KajiKita 18/20
kleverklogs 5laura lau 11/20
laurenh1 15/18
LittleMissDetermined 18/16
Louise600 3/10
Makingabobor2 15Money Choices 10/10
Moneycraver05 9/10
Optimistic Saver 18/22
Pinkpieuni 14/10
QueenJess 20/15
Saver-upper 15SecondStar 13/15
short bird 17/18
Thriftymissus 24/16
To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Declaring a no spend day today.2026 decluttering: 2,571 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 515🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5002 -
2 for me pleaseCurrent No Spend Challenge: 15/13
2025 No Spend Days: 78/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
23rd - NSD
24th - spent
25th - spent
26th - NSD
Tomorrow, I mean today, will be a taught one as I'm going to the big Asda to get my replacement new glasses. They are paid for and I don't think I neeeed anything, but... I'll let you know.Toodle-pip :hello:2 -
Good morning all
@ cathybird - I hope you don't feel too jet lagged today xxDeclaring a definate NSD Thursday 24/20Wishing everyone a Tasty NSD THursday
- I can't believe how fast this month has gone by
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1 -
Good morning NSDers
Another one for me today please
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
I have been poorly and on-and-off of the forum, so I have lost track of what I've posted, but today is No 18 for me this month.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5011/£60001
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