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Marvellous March's No-Spend Days Challenge!
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Nsd today.
Challenges
NSD July- 4/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 352 days.
Loan - Jan 2025 £4,095 - Current balance £2,531
"Look after the pennies and the pounds will look after themselves"
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March 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 13/18BadBookkeeper 16/15beanielou 24/19Caeraugirl 13/20Cassingtonbear 3/10cathybird 2/TFCrazybee787 13/19cuddlymarm 11/15Dizzycap 23/20Doris17 4/15ET22 15/20Honeysucklelou2 2/10InDebtEnby 9/15Jay1 2 13/12KajiKita 17/20kleverklogs 5laura lau 10/20laurenh1 15/18LittleMissDetermined 14/16Louise600 3/10Makingabobor2 15Money Choices 10/10Moneycraver05 9/10Optimistic Saver 17/22Pinkpieuni 12/10QueenJess 18/15Saver-upper 15SecondStar 13/15short bird 15/18Thriftymissus 23/16To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Hi
I’ve gained 6 NSDs which means I’ve met my target of 10NSDs
These were 18,19,20,21,22 and 23 March2025.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.002 -
NSD here today 😊
KKAs at 15.06.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £234,698
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD today#21 Save £12k in 2025 £10477.35/£20000
June NSD Challenge 0/101 -
One for me after a spendy weekend1
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It's a NSD Tuesday for me 23/20 - Tomorrow will be a spend day.Wishing everyone a Terrific NSD!Lunchtime Edit: If anyone has the Lidl App there's a £5 off a £40 shop voucher; vaid for 7 days available along with a few free scratch cards which are giving out goodies - ENJOY!
As I will be having a spend day tomorrow, I might take advantage and get stocked up of things on my needed shopping list so I don't have to do much food spending next month
~ NSD 2025 - NSD July 12/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Unexpected NSD 23 today, I’ll buy Mother’s Day cards later in the week when I’m also already spending on a meal out 😀
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Up to 13 NSDs so far‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £200 / 2,4001
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