March 2025 NSD challenge
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Marvellous March's No-Spend Days Challenge!
Comments
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Nsd today.
Challenges
NSD August- 10/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 307 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 13/18
BadBookkeeper 16/15
beanielou 24/19
Caeraugirl 13/20
Cassingtonbear 3/10cathybird 2/TFCrazybee787 13/19
cuddlymarm 11/15
Dizzycap 23/20
Doris17 4/15ET22 15/20
Honeysucklelou2 2/10InDebtEnby 9/15
Jay1 2 13/12
KajiKita 17/20
kleverklogs 5laura lau 10/20
laurenh1 15/18
LittleMissDetermined 14/16
Louise600 3/10
Makingabobor2 15Money Choices 10/10
Moneycraver05 9/10
Optimistic Saver 17/22
Pinkpieuni 12/10
QueenJess 18/15
Saver-upper 15SecondStar 13/15
short bird 15/18
Thriftymissus 23/16
To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Hi
I’ve gained 6 NSDs which means I’ve met my target of 10NSDs
These were 18,19,20,21,22 and 23 March2025.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.002 -
NSD here today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another NSD today#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 12/101 -
One for me after a spendy weekendAugust No Spend Challenge: 15/13
2025 No Spend Days: 102/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
It's a NSD Tuesday for me 23/20 - Tomorrow will be a spend day.Wishing everyone a Terrific NSD!Lunchtime Edit: If anyone has the Lidl App there's a £5 off a £40 shop voucher; vaid for 7 days available along with a few free scratch cards which are giving out goodies - ENJOY!
As I will be having a spend day tomorrow, I might take advantage and get stocked up of things on my needed shopping list so I don't have to do much food spending next month 
~ NSD 2025 - NSD September 0/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 24 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £593.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 (8) - Continuing (-30p)1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Unexpected NSD 23 today, I’ll buy Mother’s Day cards later in the week when I’m also already spending on a meal out 😀
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Up to 13 NSDs so far ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001
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