Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Marvellous March's No-Spend Days Challenge!
Comments
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One more today x2
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Spent today! My turn to pay for breakfast out but a nice thing to spend on still 14/15Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.3
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Spent today. I poured myself a bowl of cereal (it felt like elevses but I got up really late so was probably more like afternoon tea) and found I had no milk. So I went to buy some plus bread and biscuits.2
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NSD Saturday here 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Another NSD for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7002 -
March 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 13/18BadBookkeeper 14/15beanielou 21/19Caeraugirl 11/20Cassingtonbear 3/10cathybird 2/TFCrazybee787 11/19cuddlymarm 10/15Dizzycap 21/20Doris17 4/15ET22 15/20Honeysucklelou2 2/10InDebtEnby 8/15Jay1 2 13/12KajiKita 15/20kleverklogs 5laura lau 9/20laurenh1 14/18LittleMissDetermined 14/16Louise600 3/10Makingabobor2 15Money Choices 4/10Moneycraver05 9/10Optimistic Saver 15/22Pinkpieuni 11/10QueenJess 18/15Saver-upper 15SecondStar 5/15short bird 12/18Thriftymissus 20/16To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞3
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cathybird said:@Dizzycap sorry to hear about the medical emergency and I hope the op goes well. xxx
~ NSD 2025 - NSD October 16/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1 -
Good morning NSDers - Well done veryone for the great NSD efforts as it's not easy but we're smashing each month as it comes along! AWESOME!Declaring an early NSD 21/20 - Will be resting and looking after babyfaceWishing everyone a Super NSD Sunday!
You can do it!
~ NSD 2025 - NSD October 16/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing2 -
It was one yesterdayLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31072
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Good morning guys
One today for me please.
Sept Turtle 12/16 NSDs
Sept PADs £6352
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