Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Marvellous March's No-Spend Days Challenge!
Comments
-
One more today x2
-
Spent today! My turn to pay for breakfast out but a nice thing to spend on still 14/15Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. NST Nowvember member 🐢3
-
Spent today. I poured myself a bowl of cereal (it felt like elevses but I got up really late so was probably more like afternoon tea) and found I had no milk. So I went to buy some plus bread and biscuits.Toodle-pip :hello:2
-
NSD Saturday here 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Another NSD for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7002 -
March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 13/18
BadBookkeeper 14/15
beanielou 21/19
Caeraugirl 11/20
Cassingtonbear 3/10
cathybird 2/TF
Crazybee787 11/19
cuddlymarm 10/15
Dizzycap 21/20
Doris17 4/15
ET22 15/20
Honeysucklelou2 2/10
InDebtEnby 8/15
Jay1 2 13/12
KajiKita 15/20
kleverklogs 5laura lau 9/20
laurenh1 14/18
LittleMissDetermined 14/16
Louise600 3/10
Makingabobor2 15Money Choices 4/10
Moneycraver05 9/10
Optimistic Saver 15/22
Pinkpieuni 11/10
QueenJess 18/15
Saver-upper 15SecondStar 5/15
short bird 12/18
Thriftymissus 20/16
To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Thank you cathybirdcathybird said:@Dizzycap sorry to hear about the medical emergency and I hope the op goes well. xxx
~ NSD 2025 - NSD November 4/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (8) - Continuing1 -
Good morning NSDers - Well done veryone for the great NSD efforts as it's not easy but we're smashing each month as it comes along! AWESOME!

Declaring an early NSD 21/20 - Will be resting and looking after babyface
Wishing everyone a Super NSD Sunday!
You can do it!
~ NSD 2025 - NSD November 4/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (8) - Continuing2 -
It was one yesterdayLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002
-
Good morning guys
One today for me please.
Sept Turtle 12/16 NSDs
Sept PADs £6352
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



