Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15
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Marvellous March's No-Spend Days Challenge!
Comments
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One more today x2
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Spent today! My turn to pay for breakfast out but a nice thing to spend on still 14/15Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6603
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Spent today. I poured myself a bowl of cereal (it felt like elevses but I got up really late so was probably more like afternoon tea) and found I had no milk. So I went to buy some plus bread and biscuits.Toodle-pip :hello:2
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NSD Saturday here 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Another NSD for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10002 -
March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 13/18
BadBookkeeper 14/15
beanielou 21/19
Caeraugirl 11/20
Cassingtonbear 3/10cathybird 2/TFCrazybee787 11/19
cuddlymarm 10/15
Dizzycap 21/20
Doris17 4/15ET22 15/20
Honeysucklelou2 2/10InDebtEnby 8/15
Jay1 2 13/12
KajiKita 15/20
kleverklogs 5laura lau 9/20
laurenh1 14/18
LittleMissDetermined 14/16
Louise600 3/10
Makingabobor2 15Money Choices 4/10
Moneycraver05 9/10
Optimistic Saver 15/22
Pinkpieuni 11/10
QueenJess 18/15
Saver-upper 15SecondStar 5/15
short bird 12/18
Thriftymissus 20/16
To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Thank you cathybirdcathybird said:@Dizzycap sorry to hear about the medical emergency and I hope the op goes well. xxx
~ Totally FREE Christmas 2026~ NSD 2026 - NSD January 0/20 (1)# Spectos/Royal Mail Monitoring and Posting Panel 2026 - Rest# No.36 Make £2026 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £0 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)1 -
Good morning NSDers - Well done veryone for the great NSD efforts as it's not easy but we're smashing each month as it comes along! AWESOME!
Declaring an early NSD 21/20 - Will be resting and looking after babyfaceWishing everyone a Super NSD Sunday! You can do it! 
~ Totally FREE Christmas 2026~ NSD 2026 - NSD January 0/20 (1)# Spectos/Royal Mail Monitoring and Posting Panel 2026 - Rest# No.36 Make £2026 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.4 Save £12k in 2026 £0 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £0 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)2 -
It was one yesterdayLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60002
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Good morning guys
One today for me please.
Pay off by Xmas 2026 £70/£2324.672
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