March 2025 NSD challenge
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Marvellous March's No-Spend Days Challenge!
Comments
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Funnily enough my lodger is 21 this year too!CrazyBee787 said:Not today, I have bought presents not budegeted for...21st Lodger present and MD for Mothers day...bit expensive and not quite what I had hoped getting.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Achieved one today now 14/15. Happy Friday 🥳Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.1
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What a coincidink! Thanks for sharingXXbeanielou said:
Funnily enough my lodger is 21 this year too!CrazyBee787 said:Not today, I have bought presents not budegeted for...21st Lodger present and MD for Mothers day...bit expensive and not quite what I had hoped getting.Missions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.2 -
Declaring another NSD today.2025 decluttering: 5,229 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 395🥉🥈🥇💎🏆Big kitchen declutter challenge 132/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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'Nother NSD 😁
Can I ask, those of you with lodgers, how independent/part of the family are they? Do you cook for them etc etc? (It's just I've wondered about becoming a lodger - but I don't know how I could get on with other people. Pros and Cons.)Toodle-pip :hello:2 -
I have had three different types of lodger only one I am happy with. The first lodger felt at home and made himself the king of the household, to the point that he entered my room at night unannounced...Needless to say he left not long after.Jay1_2 said:'Nother NSD 😁
Can I ask, those of you with lodgers, how independent/part of the family are they? Do you cook for them etc etc? (It's just I've wondered about becoming a lodger - but I don't know how I could get on with other people. Pros and Cons.)
The second lodger was quite rude to me but kept himself to himself mostly.
The third lodger is young and lovelly we make our own food and chat now and again, I tend to do all the housework on all three occasions, which doesn't bother me too much, but would be nice if they chipped in as a lot of the time there are times when it is there mess! But I try not to pick up on this too much!
I guess it is three times the charm!Missions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.2 -
NSD here 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 12/18
BadBookkeeper 14/15
beanielou 20/19
Caeraugirl 11/20
Cassingtonbear 3/10cathybird 2/TFCrazybee787 11/19
cuddlymarm 8/15
Dizzycap 20/20
Doris17 4/15ET22 15/20
Honeysucklelou2 2/10InDebtEnby 8/15
Jay1 2 13/12
KajiKita 14/20
kleverklogs 5laura lau 9/20
laurenh1 13/18
LittleMissDetermined 13/16
Louise600 3/10
Makingabobor2 15Money Choices 4/10
Moneycraver05 9/10
Optimistic Saver 14/22
Pinkpieuni 11/10
QueenJess 17/15
Saver-upper 15SecondStar 5/15
short bird 12/18
Thriftymissus 19/16
To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Good morning NSDers
Today is a Spend Day - Sadly, I've had to undertake an emergency life threatening treatment spend even though I always budget for such emergencies & I will get repaid most of the spend back, a spend is a spend, no matter how small. I will also have the 2nd part of the emergency op spend on Wednesday, so that to will also be a spend day, but I will log that on Wednesday.Wishing everyone a Satisfying NSD Saturday~ NSD 2025 - NSD October 17/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing2
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