Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Marvellous March's No-Spend Days Challenge!
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NSD for me so now 13/15.Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £150/£2601
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I spent today, I had to post my brother's birthday present. And I bought some wrapping paper - that probably won't be used until this time next year - because I had been thinking about how all wrapping paper is now wrapped in plastic... and this wasn't! 😆2
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Hello, I’m on 12 - thanks to another NSD today.I need another 10 NSDs with only 12 days to go, this month,so am going to have to really focus to hit my target!
🔍💷😁From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,146.79/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 314.62
🏆 ⬆️ Total: £5,146.79
Trading: £175.64
Mortgage: £58,471.881 -
Hi. 2 more NSDs for me please for yesterday and today 😀March No Spend 10 day Challenge: 9/102
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Another nsd today taking me up to 12 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7002 -
One more today.#21 Save £12k in 2025 £10477.35/£20000
June NSD Challenge 0/102 -
Not today … just had to order two cat flea traps … 🙄
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
March 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 12/18BadBookkeeper 13/15beanielou 20/19Caeraugirl 11/20Cassingtonbear 3/10cathybird 2/TFCrazybee787 11/19cuddlymarm 7/15Dizzycap 18/20Doris17 4/15ET22 15/20Honeysucklelou2 2/10InDebtEnby 8/15Jay1 2 11/12KajiKita 12/20laura lau 7/20laurenh1 13/18LittleMissDetermined 12/16Louise600 3/10Makingabobor2 15Money Choices 4/10Moneycraver05 9/10Optimistic Saver 13/22Pinkpieuni 10/10QueenJess 15/15Saver-upper 15SecondStar 5/15short bird 12/18Thriftymissus 17/16To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
An early call for 13/22 - including another NSD today.From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,146.79/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 314.62
🏆 ⬆️ Total: £5,146.79
Trading: £175.64
Mortgage: £58,471.881
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