Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Marvellous March's No-Spend Days Challenge!
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Another NSD today.
Love the flashing lights too.2 -
NSD Tuesday 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
NSD Tuesday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 38 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
March 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 11/18BadBookkeeper 12/15beanielou 18/19birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 10/20Cassingtonbear 3/10cathybird 2/TFClarabelle73 15Crazybee787 10/19cuddlymarm 7/15Dizzycap 18/20Doris17 4/15emmaj30 8ET22 5/20GeorgianaCavendish 8Honeysucklelou2 2/10InDebtEnby 8/15Jay1 2 11/12KajiKita 12/20laura lau 6/20laurenh1 13/18LittleMissDetermined 11/16Louise600 3/10Makingabobor2 15Money Choices 4/10Moneycraver05 7/10Optimistic Saver 11/22Pauper1 20Pinkpieuni 9/10QueenJess 15/15Saver-upper 15SecondStar 5/15short bird 12/18Thriftymissus 16/16Tjh1412 15To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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thank you @CrazyBee787 that can’t have been easy to write.
a close relative of mine had psychosis, it was heart breaking. I worked with a charity on a writing project inspired by this.3 -
I used cashback for my shopping so a NSD for me1
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Morning NSDers xxDeclaring an early NSD Wednesday 18/20Wishing everyone a Wonderful NSD Wednesday~ NSD 2025 - NSD July 25/20 (6 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing2
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Another early call for today please. I did pick up a tuna sandwich from the petrol station for my lunch but it was reduced to 11p & cheaper than it would be to to actually make a sandwich so I'll count it as groceries. X4
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Declaring a NSD early today. Target met!!! Not sure I’ve ever met it this early before 😄2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 309🥉🥈🥇💎🏆
Big kitchen declutter challenge 92/150
2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003
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