Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15
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Marvellous March's No-Spend Days Challenge!
Comments
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Another NSD today.
Love the flashing lights too.Toodle-pip :hello:2 -
NSD Tuesday 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
NSD Tuesday here 😊
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2025, as @ 7th December
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 11/18
BadBookkeeper 12/15
beanielou 18/19
birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 10/20
Cassingtonbear 3/10
cathybird 2/TF
Clarabelle73 15Crazybee787 10/19
cuddlymarm 7/15
Dizzycap 18/20
Doris17 4/15
emmaj30 8ET22 5/20
GeorgianaCavendish 8Honeysucklelou2 2/10
InDebtEnby 8/15
Jay1 2 11/12
KajiKita 12/20
laura lau 6/20
laurenh1 13/18
LittleMissDetermined 11/16
Louise600 3/10
Makingabobor2 15Money Choices 4/10
Moneycraver05 7/10
Optimistic Saver 11/22
Pauper1 20Pinkpieuni 9/10
QueenJess 15/15
Saver-upper 15SecondStar 5/15
short bird 12/18
Thriftymissus 16/16
Tjh1412 15To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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thank you @CrazyBee787 that can’t have been easy to write.
a close relative of mine had psychosis, it was heart breaking. I worked with a charity on a writing project inspired by this.3 -
I used cashback for my shopping so a NSD for meCurrent No Spend Challenge: 3/13
2025 No Spend Days: 150/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Morning NSDers xxDeclaring an early NSD Wednesday 18/20Wishing everyone a Wonderful NSD Wednesday
~ NSD 2025 - NSD December 9/20 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1756.28 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £22,375.08 / £12,000 💯 (12) - Completed2 -
Another early call for today please. I did pick up a tuna sandwich from the petrol station for my lunch but it was reduced to 11p & cheaper than it would be to to actually make a sandwich so I'll count it as groceries. X4
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Declaring a NSD early today. Target met!!! Not sure I’ve ever met it this early before 😄2025 decluttering: 5,481 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 502🥉🥈🥇💎🏆Big kitchen declutter challenge 140/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003
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