Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Marvellous March's No-Spend Days Challenge!
Comments
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Another NSD today.
Love the flashing lights too.Toodle-pip :hello:2 -
NSD Tuesday 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
NSD Tuesday here 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 11/18
BadBookkeeper 12/15
beanielou 18/19
birdsfoottrefoil 10BuzzyBees101 15Caeraugirl 10/20
Cassingtonbear 3/10cathybird 2/TFClarabelle73 15Crazybee787 10/19
cuddlymarm 7/15
Dizzycap 18/20
Doris17 4/15emmaj30 8ET22 5/20
GeorgianaCavendish 8Honeysucklelou2 2/10InDebtEnby 8/15
Jay1 2 11/12
KajiKita 12/20
laura lau 6/20
laurenh1 13/18
LittleMissDetermined 11/16
Louise600 3/10
Makingabobor2 15Money Choices 4/10
Moneycraver05 7/10
Optimistic Saver 11/22
Pauper1 20Pinkpieuni 9/10
QueenJess 15/15
Saver-upper 15SecondStar 5/15
short bird 12/18
Thriftymissus 16/16
Tjh1412 15To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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thank you @CrazyBee787 that can’t have been easy to write.
a close relative of mine had psychosis, it was heart breaking. I worked with a charity on a writing project inspired by this.3 -
I used cashback for my shopping so a NSD for meCurrent No Spend Challenge: 7/13
2025 No Spend Days: 45/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Morning NSDers xxDeclaring an early NSD Wednesday 18/20Wishing everyone a Wonderful NSD Wednesday
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1834.93 / £2026 (4)2 -
Another early call for today please. I did pick up a tuna sandwich from the petrol station for my lunch but it was reduced to 11p & cheaper than it would be to to actually make a sandwich so I'll count it as groceries. X4
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Declaring a NSD early today. Target met!!! Not sure I’ve ever met it this early before 😄2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0003
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