March 2025 NSD challenge
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Marvellous March's No-Spend Days Challenge!
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Hello, I’m on 17 today and this takes me past my target, no reason to spend today.
I’m still going to plod along as best I can. I currently have 3 meals out with friends/family planned this month so that’s going to add up. (But not if I get treated!)1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks @cathybird and @Thriftymissus I am please to announce I have had one book sale (My MUM!!) you gotta love that your own mum is your very first book sale! I know this as there was one purchase and I know Mum purchased it!! I haven't checked today. I did not have a no spend yesterday...waiting and seeing for today...will let you know later.2
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NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
@QueenJess well doneQueenJess said:Declaring a NSD early today. Target met!!! Not sure I’ve ever met it this early before 😄 xx and to @Thriftymissus and @beanielou and others reaching target today! 2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 11/18
BadBookkeeper 12/15
beanielou 19/19
Caeraugirl 10/20
Cassingtonbear 3/10cathybird 2/TFCrazybee787 11/19
cuddlymarm 7/15
Dizzycap 18/20
Doris17 4/15ET22 15/20
Honeysucklelou2 2/10InDebtEnby 8/15
Jay1 2 11/12
KajiKita 12/20
laura lau 7/20
laurenh1 13/18
LittleMissDetermined 12/16
Louise600 3/10
Makingabobor2 15Money Choices 4/10
Moneycraver05 7/10
Optimistic Saver 11/22
Pinkpieuni 10/10
QueenJess 15/15
Saver-upper 15SecondStar 5/15
short bird 12/18
Thriftymissus 17/16
To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0 -
NSD for me todayDebt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Nsd today as well. Thanks @cathybird
Challenges
NSD July- 12/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £742/£1,378 -(28/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £10,224/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £66,136 Target MF (Jun 26) 338 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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15 so far this month so doing ok! I’m not including necessary spending so next month I will probably do most of the months shopping in one go to make it easier to keep track!Current debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50001 -
I have spent today, but I just cashed in prolific to pay for it, so I make it a No spend day as it is free money! 11/19 please @cathybird Thank youXX1
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