March 2025 NSD challenge
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Marvellous March's No-Spend Days Challenge!
Comments
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NSD number 24 for me today - definitely spending tomorrow for Mother's Day and a meal out with friends x2
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NSD today! I did an induction reformer pilates class, but it was paid for in advance, so no expense today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
Nsd today for me.
Challenges
NSD - Oct 13/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £27,324.59/£38,000
Mortgage - Jan 2025 £75,600-Current bal £46,226.10 Target MF (Jun 26) 252 days.
Loan - Jan 2025 £4,095 - Current balance £1,799.89
"Look after the pennies and the pounds will look after themselves"
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 14/18
BadBookkeeper 16/15
beanielou 25/19
Caeraugirl 13/20
Cassingtonbear 3/10cathybird 2/TFCrazybee787 15/19
cuddlymarm 11/15
Dizzycap 23/20
Doris17 4/15ET22 17/20
Honeysucklelou2 2/10InDebtEnby 9/15
Jay1 2 13/12
KajiKita 18/20
kleverklogs 5laura lau 11/20
laurenh1 15/18
LittleMissDetermined 14/16
Louise600 3/10
Makingabobor2 15Money Choices 10/10
Moneycraver05 9/10
Optimistic Saver 18/22
Pinkpieuni 14/10
QueenJess 19/15
Saver-upper 15SecondStar 13/15
short bird 16/18
Thriftymissus 24/16
To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
I'm back from overseas today. Not an NSD today either but will have a few in a row till the end of the month. It will be a small number but better than nothing!2
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@ cathybird - Welcome back and I really hope you had a lovely holiday xxxx At least you've returned to nice weather unlike the rain and cold of last week
~ NSD 2025 - NSD October 23/20 (10 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1 -
Still 16/15 for me ordered a top online & actually like it so it’s a keeper and I now need to pay it off!Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. PAD member.1
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Hi @cathybird are you suffering from Jetlag? Did you take the direct flight? or connecting? I think If it was me I would have gone direct! Please could I have 15/19 please, I did spend money but I have paid for it with prolific funds! Thank youXXMissions: -
1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.1 -
Not yesterday. FINALLY found a table and chair set for the patio!Back on it today - no spending at all anywhere 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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