March 2025 NSD challenge
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Marvellous March's No-Spend Days Challenge!
Comments
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Not sure about today…. Officially spent £35 on flowers and chocolate truffles to be delivered to my mother on Saturday …
but …
I had vouchers for MnS and after deploying some of those, it came down to just £1. I haven’t spent anything else today, so is today an NSD or not …? 🤷♀️🤔
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I think that is a low spend day, very thoughtful thoughXXKajiKita said:Not sure about today…. Officially spent £35 on flowers and chocolate truffles to be delivered to my mother on Saturday …
but …
I had vouchers for MnS and after deploying some of those, it came down to just £1. I haven’t spent anything else today, so is today an NSD or not …? 🤷♀️🤔
KKMissions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.3 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 15/18
BadBookkeeper 16/15
beanielou 26/19
Caeraugirl 13/20
Cassingtonbear 3/10cathybird 3/TFCrazybee787 15/19
cuddlymarm 12/15
Dizzycap 25/20
Doris17 4/15ET22 17/20
Honeysucklelou2 2/10InDebtEnby 12/15
Jay1 2 16/12
KajiKita 19/20
kleverklogs 5laura lau 12/20
laurenh1 17/18
LittleMissDetermined 19/16
Louise600 3/10
Makingabobor2 15Money Choices 10/10
Moneycraver05 9/10
Optimistic Saver 19/22
Pinkpieuni 14/10
QueenJess 21/15
Saver-upper 15SecondStar 13/15
short bird 18/18
Thriftymissus 25/16
To see the updated results for March on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
Morning all NSDers
Declaring another NSD today 25/20 - too busy looking after babyface so no time or interest in spending xxWishing everyone a fantastic NSD Friday
~ NSD 2025 - NSD October 17/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing1 -
One for yesterday and an early call for today please. X1
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From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881 -
it's one for me today Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One for yesterdayCurrent No Spend Challenge: 13/13
2025 No Spend Days: 127/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 -
NSD 25 for me today after a meal out last night. Might spend on Sunday but hope not!1
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