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Marvellous March's No-Spend Days Challenge!
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Earlyish call for day 18 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Not today, Farm shop called me and MD!Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1939.22
Mission Number Four: Keep Job!
Once accomplished all four missions come back and start new missions!1 -
March 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 15/18BadBookkeeper 16/15beanielou 25/19Caeraugirl 13/20Cassingtonbear 3/10cathybird 3/TFCrazybee787 15/19cuddlymarm 12/15Dizzycap 24/20Doris17 4/15ET22 17/20Honeysucklelou2 2/10InDebtEnby 11/15Jay1 2 16/12KajiKita 18/20kleverklogs 5laura lau 12/20laurenh1 15/18LittleMissDetermined 18/16Louise600 3/10Makingabobor2 15Money Choices 10/10Moneycraver05 9/10Optimistic Saver 18/22Pinkpieuni 14/10QueenJess 21/15Saver-upper 15SecondStar 13/15short bird 18/18Thriftymissus 24/16To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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@LittleMissDetermined sorry to hear you're not well, hope you get better soon xx2
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Still 16/15 as needed to buy a birthday gift. I wasn’t planning to buy until April pay day but was in the shop already so will save me going there again next week.Lightbulb moment - 17/08/2017 £17,033. Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£2603
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Not to today, went out for DD's birthday meal.
Challenges
NSD August- 10/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 307 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
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New NSD todayDebt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
I've managed another NSD! I went to Adsa for new glasses and didn't stop to buy biscuits on the way out. 🤗2
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Another NSD today,2025 decluttering: 4,908 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 351🥉🥈🥇💎🏆Mini freezer challenge 0/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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