Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15
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Marvellous March's No-Spend Days Challenge!
Comments
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Another NSD today 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10002 -
Wednesday was day 17...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Thanks @Dizzycap and @Crazybee787, I did have a good holiday, definitely am jetlagged and will be a lot more with it tomorrow! xxx
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March 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 15/18
BadBookkeeper 16/15
beanielou 25/19
Caeraugirl 13/20
Cassingtonbear 3/10cathybird 2/TFCrazybee787 15/19
cuddlymarm 12/15
Dizzycap 24/20
Doris17 4/15ET22 17/20
Honeysucklelou2 2/10InDebtEnby 11/15
Jay1 2 15/12
KajiKita 18/20
kleverklogs 5laura lau 11/20
laurenh1 15/18
LittleMissDetermined 18/16
Louise600 3/10
Makingabobor2 15Money Choices 10/10
Moneycraver05 9/10
Optimistic Saver 18/22
Pinkpieuni 14/10
QueenJess 20/15
Saver-upper 15SecondStar 13/15
short bird 17/18
Thriftymissus 24/16
To see the updated results for March on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞3 -
Declaring a no spend day today.2026 decluttering: 319 🤑🥉 ⭐️🥈🥇
2026 use up challenge: 109🥉 ⭐️🥈🥇
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3002 -
2 for me pleaseCurrent No Spend Challenge: 12/13
2025 No Spend Days: 12/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
23rd - NSD
24th - spent
25th - spent
26th - NSD
Tomorrow, I mean today, will be a taught one as I'm going to the big Asda to get my replacement new glasses. They are paid for and I don't think I neeeed anything, but... I'll let you know.Toodle-pip :hello:2 -
Good morning all
@ cathybird - I hope you don't feel too jet lagged today xxDeclaring a definate NSD Thursday 24/20Wishing everyone a Tasty NSD THursday
- I can't believe how fast this month has gone by 
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £834.42 / £2026 (1)1 -
Good morning NSDers
Another one for me today please
Pay off by Xmas 2026 £175/£2324.67
January NSDs 11/15
January PADs £545
January grocery challenge £94.86/£1501 -
I have been poorly and on-and-off of the forum, so I have lost track of what I've posted, but today is No 18 for me this month.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001
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