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LJ's Mortgage free road to early retirement

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  • skint_spice
    skint_spice Posts: 13,436 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congrats on getting into the 30s:j:j:beer::j:j. Please note there are more starjumpers than beers due to the dieting thingy...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Like it Lou!
    Like your reasoning skint!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Congrats on getting into the 30s:j:j:beer::j:j. Please note there are more starjumpers than beers due to the dieting thingy...


    Good Lass:A

    I am looking forward to the 20's now;)

    DS1's bedroom has been demolished, glossing is all done so only the emulsion to go on tomorrow ready for his computer desk and new bedding and curtains being delivered on Friday.

    Bathroom is looking great with the new flooring, just needs a new shower curtain and bath mat and we are all done:j

    OH has gone on a walk as I am just too shattered, he had a bit of a grump but i just closed my ears:D
    But these things take time, I know that I'm, the most inept that ever stepped.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    LouiseJ wrote: »
    .I am now in the 30's:D

    bravo-7.gifbravo-1.gif36_1_75_1thumb1.gif and well done on the decorating too!
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Nice matched bet for £4.69 profit, can't complain and there are at least 2 a week from this particular bookies. £25 sign up bet waiting for me tomorrow I hope once this Spurs V Arsenal match is over.

    Hoping to release at least £20 from that one;)
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Nice £20.50 return on the free bet today doing the Gee Gee's;)

    This brings my total to £108 so far for April from matched betting. I am really getting into it now.

    Have already been out to drop DS1 off at 6th form for some revision sessions which he seriously needs at the moment. Popped into Mr Ts to stock up on a wine offer which worked out at 4 bottles of nice Auzzie Red for £7:D

    Neighbours are coming round to try my new curry tomorrow night so thats the wine taken care of and hopefully plenty left for another day:cool:

    Jobs for today.......
    • Paint ceilings and walls in DS room
    • Organise new phone contract for DS (cashback is a must;))
    • Flylady
    • type 500 words of project
    Looking forward to the leaders debate tonight, should be interesting.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Flylady list for today......
    Thursday ~ Bathroom, Study and Stairs!
    Level One

    Declutter floors
    Vacuum/mop all these floors
    Level Two
    Wipe keyboard/monitor etc.. bath, basins, bog.. the works!!
    Check bath sealant/grout.. does it need replacing? If so either do it or arrange for it to be done
    Wash bath mats, shower curtains, net etc
    Level Three
    Wipe paintwork up the stairs.. it always looks so much nicer cleaned and vacuumed!
    Clear and tidy and sort a bookcase/shelves!
    Clear and wipe the desk. do relevant filing/shredding etc
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Well today has gone up the wall!

    OH's back has gone off so he cant drive or do anything at the moment so basically I am not going to get half of the work done on my list today:(

    DS1 is back from college with his new phone, managed to get £15 cashback;) he will be helping me finish off his room after dinner.

    Very early dinner as we are all starving hungry then back to painting and finishing off before I can eventually collapse into a heap.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Another free bet giving me £4 for the pot and another one to do tomorrow;)

    I am averaging around £15 a week from recurring freebies which over the year should bring in £780, quite a lot:D
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    £4.50 profit from freebie this morning:D

    Today is my last day off before I return to work, to be honest I will be glad to get back into a routine and this term is always busy but short as most of the students are left by the middle of June.

    Quite a list of things to do today..........
    • meal plan for week
    • food shop
    • clear washing and ironing baskets
    • general tidy and vaccum
    • 6 mile walk
    • batch cook for meals during the week
    But these things take time, I know that I'm, the most inept that ever stepped.
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