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LJ's Mortgage free road to early retirement

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  • skint_spice
    skint_spice Posts: 13,436 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Was going to suggest dry shampoo for DS but I'm assuming you've washed it now?

    Matched betting is looking good! We're not even halfway through April yet:D.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Well I have to say that I have impressed myself with my homemade curry, first attempt too:beer:

    OH has even suggested that I make it again next weekend and invite the neighbours around, praise indeed:cool:

    Costed out at no more than £5 for us all and that included a packet of onion bahjees and 2 nan breads.

    Trouble is that I feel sleepy now and need to clear the kitchen (splatted a bit when I was whizzing it all up):o

    Only managed a 4 mile walk as time was getting on.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good oh on curry & walk front :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Second week of Easter holidays for me and the boys and I would like to make the most of them as once I return to work nothing seems to get done.

    Jobs for today........
    • find 1 new bookies to sign up to
    • complete 500 words for accountancy project
    • complete 1 past exam paper for tax exam
    • start to empty DS1 room for decorating:eek:
    • walk 4 miles with OH
    • tidy around and vaccuum
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Think I will do flylady this week too so the house is in some sort of clean and tidy order before I go back to work.

    Monday ~ Kitchen/Dining area
    Level One

    Sweep and mop floors
    Declutter and wipe worksurfaces
    Level Two
    Scrub the fronts of units and large appliances
    Wipe and replace the small appliances
    Wipe tables and place clean cloth
    Level Three
    Clean out a cupboard..
    Scrub the sink and shine the taps and tiles
    Clean out the fridge!
    Extras
    1. Wipe over oven and hob
    2. Declutter and wipe window sills
    3. Empty and wash out bins.. recycling, rubbish and compost! (inside bins not wheelies!!!!)
    4. HHI
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Ok so I have done 2 levels of Flylady including the cooker.

    Signed up for a new bookie

    Cleared out DS1 room and been for paint

    Tidied around and vacuumed.........

    Have not done anything for my accountancy course :o:o
    avoidance perhaps?...............definitely!

    I just cannot seem to get my mind around do studying and to be honest I need to do it.

    Someone please give me a good talking too:rotfl:
    But these things take time, I know that I'm, the most inept that ever stepped.
  • skint_spice
    skint_spice Posts: 13,436 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Come on now Lou, get thee studying or you'll waste all the effort you've put in already:D!
    The avoidance really does seem to be paying off in other areas - what a lot you've managed today!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Come on now Lou, get thee studying or you'll waste all the effort you've put in already:D!
    The avoidance really does seem to be paying off in other areas - what a lot you've managed today!

    I have been for a 6 mile walk instead of 4..........does that count?:rotfl:

    I must start tomorrow, I shall do 1000 words of the project and at least 1 past paper.........pwomise:A
    But these things take time, I know that I'm, the most inept that ever stepped.
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I have started my bookkeeping course again home study and its so hard to discipline to study. I have to start from level 1 again as it wsa 2 years when I passed it which is a bummer
    Do you know of any free downloads of past papers at all?

    I try and say once I have done everything in the house, then I should leave a couple of hours twice a week to study but it doesnt happen very often :(
    I did three hours the other night. So am trying to do four hours over this week.

    good luck with your project x
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    There are usually past papers for all programmes, it depends who the awarding body is?

    IAB? AAT?
    But these things take time, I know that I'm, the most inept that ever stepped.
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