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LJ's Mortgage free road to early retirement

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Comments

  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    LouiseJ wrote: »
    I have sent the cheque off from MIL and with Januarys payment the Mortgage today stands at £39196..........I have broken the £40K mark:j

    Congratulations-2115186547.gif



    Great OP and a fantastic milestone
  • beanielou
    beanielou Posts: 95,647 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news for you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    edited 9 February 2010 at 3:47PM
    First post of February and its the 9th already:eek:

    Just did an extra bit of work for a friend (year end) and earned myself £100 that will go into the neutral gifts pot (currently £405).

    Scratchcards up to £5.50 so still quite a way before I can withdraw the £10

    Tesco clubcard tokens stand at £64 giving me £256 towards a holiday (if they dont pull the plug beforehand)

    Nothing much else to report really.
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Time for a mortgage update

    As part of the Mfi3 challenge we are asked to update our figures every 3 months and as there will be no further activity in my mortgage account until after the 12/03/10 chart update I have submitted my final figures for the first 3 months of the challenge:

    Starting balance at 12/12/09 £42991

    Balance as at 12/03/10 £38387

    This balance is made up of the main mortgage account of £37338 and additional borrowing account £1049 (almost gone:D)

    I am really pleased with these figures as thanks to the money from MIL it has put me ahead of target. Lets hope I can keep it up:j
    But these things take time, I know that I'm, the most inept that ever stepped.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Worrying news about OH's job (again), not sure of the position of the company at this moment in time but I shall push ahead regardless as if the worst came to worst then we can claim back our overpayments.

    Moving on.........

    I have been having a read at some other MFW threads this morning and have been inspired into getting my bum into gear again so I shall once again embark on the matched betting wagon.

    It does make my brain ache though:o
    But these things take time, I know that I'm, the most inept that ever stepped.
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Fingers crossed for hubbies job, we were on such a rollercoaster last year with my hubbies job - one minute you can relax a bit, the next you're on edge waiting for any news.

    Great job on the OPs though!
  • beanielou
    beanielou Posts: 95,647 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Positive vibes hun xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    evab wrote: »
    Fingers crossed for hubbies job, we were on such a rollercoaster last year with my hubbies job - one minute you can relax a bit, the next you're on edge waiting for any news.

    Great job on the OPs though!

    Thanks Evab, no such thing as a secure job these days. Shakey year for education ahead this year too so who knows what is on the cards for my career either.

    If one of us is made redundant then we can manage (just) but if both of us are:eek::eek:
    But these things take time, I know that I'm, the most inept that ever stepped.
  • Hi Louse - fingers cross for you both. I keep intending to find out more about the matched betting cos I could do with the extra too, but knowing my luck would probably end up loosing money!!!
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Same here again, I work in a college!
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