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Debt, Diet and Decluttering - The Lifetime Diary
Comments
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Any excuse for a photoshoot!Debt Free - 4th June 20257 -
Morning all,
So back to almost full health which means the decluttering and getting my house nice and tidy is back on!
I'm supposed to be in the office today but I've switched to WFH so I am going to try and get as much housework done during my work day as possible - cheeky I know but everyone else is off on holiday and if I get any quiet spells then I shall tackle a little bit at a time.
Just realised that it's getting to the time of year for renewing B&L insurance policies so logged in to check the expiry dates and for some reason their policies aren't on my online account - cue the panic that I instantly thought I had forgotten to insure them! Checked my bank account and I'm paying a policy for each of them so I'll call the Co-Op later and try and get access to that.
I've got a meeting in a few so having a quick cuppa before that starts.Debt Free - 4th June 20250 -
Wow it's been a while since I posted!
Still been paying off as much of the debt as I can.
Debt will be PIF by October 2025 - hopefully I can get this gone sooner but we will see!
Debt Free - 4th June 20253 -
I just paid off all my credit card debt!!!Debt Free - 4th June 20255
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Woohooo!!!!!Debt as at 5 June 2023 - £15,600.89
Current debt - £6,670.00
Total paid off - £8,930.89 (57% paid off)1 -
Amazing a very well done 👏 xx1
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Well done on becoming credit card debt free.1
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That's great news well done*Dad loan - £5300 - £7400
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0
Barclaycard - £2315.25 - £0.00
*Total debt - £7400/£10680.85*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Fabulous, congratulations V x1
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Why is it always 1 step forward 2 steps back.
Just found out today we might be getting paid off due to our roles being automated - thanks AI!
If it does happen it's not likely to be until at least January 2027.
I'm gonna need to speed up the mortgage paying in preparation because if I lose this job I'll struggle to find something with the same flexibility that allows me to be home most of the week with the dogs.
If I end up with something that I need to be out 5 days a week I won't be able to afford to keep the dogs - absolutely no way are they going anywhere.
I'll need to look into takeaway deliveries or something to plan around them.
Seems like a forever away problem but I'm already stressing.Debt Free - 4th June 20251
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