Let's get this sorted then!

in_need_of_direction

slow horses is amazing

Rhyddid2026

Thanks @in_need_of_direction I'll add it to the list.

It's payday! But, I've lost my notebook that I plan all my bills and pots and payments in. This is what happens when I tidy up, things get lost.

With the amount of hormones I'm on I should not be getting... The symptoms I currently have. I'm blaming the full moon. No chocolate in the house (big shop delivery tomorrow) and dried mango is just not cutting it!!

£500 overpayment made to my loan (instead of the credit card), so it's down to 5600 now. The DD payment for it should go out tomorrow too.

I'm looking forward to updating my signature tomorrow, it'll be 18 months since the first one.

Rhyddid2026

Signature updated, but annoyingly the DD for my LL credit card hasn't gone out. It's quite annoying that I still have to check the DD's each month, surely the point of a DD is to set it up and not have to check a couple of times a day for a couple of days? It would be less time to pay it manually. Last month I did and then the DD went out late so I paid twice. The deadline is tomorrow though so I'm getting nervous.

Anyway!! 36,195 - 22,270 = 13,925 paid off my debts (but it should actually be 14,025 because I'm waiting for the DD to go through). I'm going to call that 14k paid off my debts in 18 months.

I'm simultaneously proud of that achievement and gutted thinking about what else that money could have been spent on. But it's not like the debt was all frivolous spending, it got me a literal roof over my head (12k loan for a new roof on my house) and the career I always wanted (that number doesn't include my student loan towards uni fees, but it does include the additional amount I had to pay towards the fees and other expenses over those 4 years).

I know I can't sustain this long term, I am pretty tired and I'm getting a bit sick of saying no to most things I want to do, but I'm going to push ahead to 18k paid as that's the halfway point and I'll have another think about it all then.

flamingo22

You've done so well 🙌🏻

I agree with you, it's tiring being in debt, the thing I struggle with the most is that my job is hard and mentally challenging and I can't even buy myself something to cheer me up without feeling guilty 🙄

PennysIntoPounds

Ugh to symptoms. Get yourself an acceptable spend of chocolate and wine. Keeping sane and vaguely pleasant when attacked by hormone nonsense is mse.

ArtyJ931

https://forums.moneysavingexpert.com/discussion/comment/82052645#Comment_82052645

making my way through this series of books. Brilliant! Reading them before I watch anything. Curious to see whether the characters cast match the pictures I’ve created in my head

Rhyddid2026

My local olio guy has restarted and my new phone has enough room for the app so I've logged on and made some requests. Just bread for me and greens for the critters.

I made a big batch of chilli last night. I need to portion it up and freeze it.

And!! In even more astonishing news!! I went to the gym this morning. Only for 20ish minutes but it's a start. Let's hope my body can cope with the shock.

Rhyddid2026

It could not. I had to call in sick to work today. Couldn't even get out of bed til 1pm.

Grrrrrrrrrrr! Stupid body, stupid job, stupid neighbour!!!

All that food will go to waste if I don't find the energy to tackle it and get it in the freezer. That has to be my number 1 priority today 😞

FootyFanDan

Hope you are feeling a bit better, your body and environment is really trying to give you a working over aren't they! I hope you are really okay, and hope this crap you are going through does eventually give you a rest!

Dakota_Rose

Sending you some positive vibes for the weekend. Just small steps at a time x