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Let's get this sorted then!

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Comments

  • Chocolatefund
    Chocolatefund Posts: 312 Forumite
    Part of the Furniture 100 Posts Debt-free and Proud! Photogenic

    Sometimes was just need a 'nothing' day!

    Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest

    Starting date January 2026
    Car loan: £23,000 / £16,584
    Laptop loan: £1,500 / £625

    I eat far too much chocolate...
  • itsthelittlethings
    itsthelittlethings Posts: 2,479 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Sorry to hear things have been so difficult for you. I hope it all resolves fairly smoothly and you can look back on it as something else you have survived. All the junk food is probably a good strategy!

    Debt 6000

    EF 500

  • Dakota_Rose
    Dakota_Rose Posts: 568 Forumite
    500 Posts Name Dropper Photogenic

    Sending calm and positivity your way. Rest as much as you need to do, and please reach out for help if you need it.

  • FootyFanDan
    FootyFanDan Posts: 2,126 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    Sometimes you have to take a step off the road, rest and reset and set a new direction, sending positive vibes. I hope the chaos settles, but in the meantime some self care, prosecco and junk food sounds good.

  • MillQueen
    MillQueen Posts: 364 Forumite
    100 Posts Name Dropper Photogenic

    I hope you have had a good rest and that it was guilt-free, as sometimes it’s what’s needed.

    Updated last day of the month… focus improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£220,618 (Jul 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,671 (Jul 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£10,100 (Jul 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,541 (Jul 26)

    Investments: starting at £50 (Jan 26) now at £990 (Jul 26)

    Jan 27 Tax Fund: £2,627 / £3,298 (Jul)

    Net Wealth: starting at £18,778 (May 26) now at £15,139 (Jul 26)

  • ArtyJ931
    ArtyJ931 Posts: 286 Forumite
    100 Posts Photogenic Name Dropper

    Well done for getting through

    DFW info LBM: March 26

    Total 03/26 69,481

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

  • Rhyddid2026
    Rhyddid2026 Posts: 1,375 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I didn't have to buy any new clothes for my work do, thanks to a very lovely forum friend!

    In fact I didn't spend any money on the event at all, just my train fare which I can claim back, and a meal deal for lunch on the way. I got to the evening venue early so accidentally got given double the vouchers for food and drink.

    I have spent a bit of money on junk food today though as I was rather tired and rather busy at work. I think I only have McDonald's about once a year and today was that day.

    I'm currently deciding whether to put some of my kitchen savings into etoro to get the free £100 of shares. If I do I'll leave the money in there as cash for 90 days, then sell the free shares as soon as possible. I don't want to do any bank switches at the moment as I need to improve my credit score so it could be a relatively easy way to get free money.

    Debts                04/01/25       01/06/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £10,200
    Lloyds CC          £6,112.60      £3,795
    1st Direct CC     £176.03         £0
    CC total             £20,411.34    £13,995
    OD                     £1100            £0
    Car loan             £4,000          £3,000
    1st Direct Loan  £10,684.44    £5,275
    Total                  £36,195.78    £22,270
    EF £2,210
    HF £1.06
  • Lolina
    Lolina Posts: 24 Forumite
    10 Posts Photogenic Name Dropper

    I'm sorry to hear that things are not going well with your neighbours. I've followed your diary a long time and know how important your garden is to you. Keeping everything crossed for you that the situation resolves itself soon.

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