We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Let's get this sorted then!
Comments
-
Right, where did I get to?
Birthday, meh, let downs. Work, meh, not going to plan as usual.
I did look at expensive houses on my birthday, closer to friends (as I was home alone), but despite the prosecco tempting me I instead re-joined the local running club (excuse me while I adjust my halo). I don't think I'll actually be running with them for a while, but it'll help me feel connected to where I currently live. I did walk parkrun again yesterday, so that's two in a row now. My body seems to be mostly coping with the massive jump in steps done.
Fallings outs with neighbours. Have since spent far too much money on things for the garden in an attempt to mentally claim the space back. I asked my brother for an hour or so of his time for my birthday present and he turned up today and helped with a few OATs. He emptied the sink trap for me, re-attached the drainpipe I took off to clear a few weeks ago, and put up my snazzy new security camera (give to me for house sitting for friends). That's made me feel like I've finally made some progress on the outside, and I might actually be able to have people visit this summer.
I am being bitten to absolute smithereens in my garden lately, it's never been anything like this bad so I'm not sure if there are more bitey bugs or if I've become more tasty.
I checked and listed all my outgoings before payday and decided to pay an extra £300 off my loan. I am now regretting this slightly after spending about £200 I hadn't accounted for on stuff for the garden (log store, parasol for the dog, pain for the wall, wall planters, and a storage box for my pots).
Still chasing the money I'm owed from the extra job I did at the end of January. I've now emailed their HR to find out what's going on. This is really getting ridiculous now.
I'll do a proper finance count tomorrow or Tuesday and update my signature.
Debts 04/01/25 03/08/26
Natwest X2 £14,122.71 -
Barclaycard - £10,078
Lloyds CC £6,112.60 £3,595
1st Direct CC £176.03 £33.93
CC total £20,411.34 £13,706.93
OD £1100 £0
Car loan £4,000 £2,800
1st Direct Loan £10,684.44 £4,875
Total £36,195.78 £21,381.93
EF £2,550
HF £1004 -
Why am I not getting notifications?
Signature updated. Debt now starts with a 2 and a 2! Much better than a 3 and a 6.
Debts 04/01/25 03/08/26
Natwest X2 £14,122.71 -
Barclaycard - £10,078
Lloyds CC £6,112.60 £3,595
1st Direct CC £176.03 £33.93
CC total £20,411.34 £13,706.93
OD £1100 £0
Car loan £4,000 £2,800
1st Direct Loan £10,684.44 £4,875
Total £36,195.78 £21,381.93
EF £2,550
HF £1004 -
That reduction in such a relatively short time is amazing!
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1 -
That figure is dropping rapidly. Well done
1 -
I'm not either 😵💫
Well done, that's brilliant
1 -
@Rhyddid2026 their has been a problem with notification since about the 20th of May, I believe the powers that be are working on it.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
That’s a brilliant effort with the debt busting!
PBs £2050 (including £1k EF)
16/26 books for 2026Take the time to find the joy in each day
1 -
HR for the extra job have said they will pay me at the end of June. They couldn't tell me what the hold up was, but made it sound like they hadn't added me to the system because they didn't have an email address for me.
Debts 04/01/25 03/08/26
Natwest X2 £14,122.71 -
Barclaycard - £10,078
Lloyds CC £6,112.60 £3,595
1st Direct CC £176.03 £33.93
CC total £20,411.34 £13,706.93
OD £1100 £0
Car loan £4,000 £2,800
1st Direct Loan £10,684.44 £4,875
Total £36,195.78 £21,381.93
EF £2,550
HF £1004 -
Fingers crossed you get paid.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1 -
Several armies around the world use Avon Skin-so-Soft to keep the bugs from biting.
1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.3K Banking & Borrowing
- 254.7K Reduce Debt & Boost Income
- 455.9K Spending & Discounts
- 248K Work, Benefits & Business
- 605.2K Mortgages, Homes & Bills
- 178.8K Life & Family
- 262.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards