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Fabulous February's No-Spend Days Challenge!
Comments
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            From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.882 - 
            Claiming another for today - am in work with no plans to spend.#21 Save £12k in 2025 £19277.35/£200002
 - 
            We're absolutely thrashing NSD February everyone! Awesome

Wishing everyone well for a NSD Wednesday xxx~ NSD 2025 - NSD November 4/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (8) - Continuing3 - 
            Too right @Dizzycap 11/19 Please @cathybird Thank you very much.Missions: -
1) Build up an emergency fund (EF) £3100/£3500 By end of 2025!
2) Pay off Mortgage Starting £58738 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.2 - 
            NSD today.
thanks xChallenges
NSD - Nov 1/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £1,378/£1,378 -(52/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £34,501.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £38,627.54 Target MF (Jun 26) 240 days.
Loan - Jan 2025 £4,095 - Current balance £1,544.37
"Look after the pennies and the pounds will look after themselves"
2 - 
            February 2025 NSD challengeOff to a start =
 
5 days =
 
10 days =
 
15 days =
 
20 days =
 
Target reached =
 
Target beaten =
 
February targetsAuntieL 9/18
 
 
beanielou 15/19
 
 
 
 
birdsfoottrefoil 5/10
 
 
Caeraugirl 10/20
 
 
 
Cassingtonbear 8/10
 
 
cathybird 15/15
 
 
 
 
 
Clarabelle73 2/15
 
Crazybee787 11/19
 
 
 
cuddlymarm 10/15
 
 
 
Dizzycap 18/20
 
 
 
 
Doris17 10/15
 
 
 
emmaj30 8ET22 3/10
 
GeorgianaCavendish 3/8
 
Honeysucklelou2 1/10
 
InDebtEnby 13/15
 
 
 
Jay1 2 10/12
 
 
 
KajiKita 15/20
 
 
 
 
laura lau 14/18
 
 
 
laurenh1 12/18
 
 
 
LittleMissDetermined 12/16
 
 
 
Louise600 9/10
 
 
Makingabobor2 8/15
 
 
Money Choices 8/10
 
 
Optimistic Saver 13/20
 
 
 
Pauper1 4/20Pinkpieuni 9/10
 
 
QueenJess 12/15
 
 
 
Saver-upper 15SecondStar 12/15
 
 
 
short bird 12/18
 
 
 
Thriftymissus 16/22
 
 
 
 
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 - 
            Another NSD for meCurrent No Spend Challenge: 1/13
2025 No Spend Days: 135/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 - 
            ~ NSD 2025 - NSD November 4/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (8) - Continuing1
 - 
            NSD here today.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 - 
            
Thanks dizzyzap, I'm getting there. It's easy to spend no money when you can't go anywhere.Dizzycap said:Current No Spend Challenge: 1/13
2025 No Spend Days: 135/150
Bank Loan Original End Date: 08/2030
Current End Date: 08/20301 
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