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Fabulous February's No-Spend Days Challenge!
Comments
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From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.882 -
Claiming another for today - am in work with no plans to spend.#21 Save £12k in 2025 £25577.35/£200002
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We're absolutely thrashing NSD February everyone! Awesome

Wishing everyone well for a NSD Wednesday xxx~ NSD 2025 - NSD December 20/20 (12 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2026# No.36 Make £2025 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.34 Save £12k in 2026 £0 / £12,000 (1)3 -
Too right @Dizzycap 11/19 Please @cathybird Thank you very much.2
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NSD today.
thanks xChallenges
NSD - Dec 7/10
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £42,801.82/£38,000
Mortgage - Jan 2025 £75,600-Current bal £29,851.26 Target MF - Jun 26, 193 days away.
2026 Challenges
NSD - January
1. 2026 Mortgage-Free Wannabes # £ /£29,000, MF target June 2026, current mortgage balance - £29,851.26
2. Loan - Jan 2026 £1,029.22 - Current balance £1,029.22
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
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February 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 9/18
beanielou 15/19
birdsfoottrefoil 5/10
Caeraugirl 10/20
Cassingtonbear 8/10
cathybird 15/15
Clarabelle73 2/15
Crazybee787 11/19
cuddlymarm 10/15
Dizzycap 18/20
Doris17 10/15
emmaj30 8ET22 3/10
GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 13/15
Jay1 2 10/12
KajiKita 15/20
laura lau 14/18
laurenh1 12/18
LittleMissDetermined 12/16
Louise600 9/10
Makingabobor2 8/15
Money Choices 8/10
Optimistic Saver 13/20
Pauper1 4/20Pinkpieuni 9/10
QueenJess 12/15
Saver-upper 15SecondStar 12/15
short bird 12/18
Thriftymissus 16/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
Another NSD for meCurrent No Spend Challenge: 7/13
2025 No Spend Days: 154/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
~ NSD 2025 - NSD December 20/20 (12 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2026# No.36 Make £2025 in 2026 £0 / £2026 (1)# No.12 Save £2 a Day 2026 £0 / £730 (1)# No.2 Save 1p A Day 2026 £0 / £667.95 (1)# No.19 52 Week Env Challenge 2026 £0 / £1378 (1)# No.34 Save £12k in 2026 £0 / £12,000 (1)1
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NSD here today.KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2025, as @ 21st December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Thanks dizzyzap, I'm getting there. It's easy to spend no money when you can't go anywhere.Dizzycap said:Current No Spend Challenge: 7/13
2025 No Spend Days: 154/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301
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