February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
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I had planned a no spend day, but then I didn't...oh poo!3
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Another one today, up to 8/15 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
1 more NSD Saturday, not one yesterday, 1 more today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 8/18beanielou 14/19birdsfoottrefoil 5/10Caeraugirl 7/20Cassingtonbear 7/10cathybird 14/15Clarabelle73 2/15Crazybee787 10/19cuddlymarm 10/15Dizzycap 17/20Doris17 10/15emmaj30 8ET22 3/10GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 12/15Jay1 2 7/12KajiKita 12/20laura lau 14/18laurenh1 12/18LittleMissDetermined 11/16Louise600 8/10Makingabobor2 8/15Money Choices 5/10Optimistic Saver 11/20Pauper1 4/20Pinkpieuni 8/10QueenJess 12/15Saver-upper 15SecondStar 9/15short bird 11/18Thriftymissus 14/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Look at all of those lovely angel gifs! Well done everyoneDeclaring a very early NSD Tuesday 17/20 - Bed rest as usual
,except for taking babyfaces for their walks
I'll have the delightful & delicious dancing monster gif by the weekend
February always feels like a never ending month...Wishing everyone a fabulous NSD TuesdayNote: If anyone has the Lidl App, there's a FREE get £2 off when you spend £2 coupon available~ NSD 2025 - NSD August 6/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2 -
Declaring a NSD very early today.2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 328🥉🥈🥇💎🏆
Big kitchen declutter challenge 105/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Yesterday was a NSD for meAugust No Spend Challenge: 2/12
2025 No Spend Days: 89/100
Bank Loan Original End Date: 08/2030
Current End Date: 08/20302 -
Hospital appointment today so not counting spends.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
11th and 13th also no spend days for me!14.05.2014 Total unsecured debt £15,360.99
20.06.2024 Total unsecured debt £15,087.29
29.07.24 Total - £15,681
12.09.24 - £16,187 oops…..
Oct 24 - £18,325
Nov 24 - £18,185
Dec 24 - £18,131
Jan 25 -£18,3471 -
Yesterday was a NSD for me please 😊Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.481
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