February 2025 NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Fabulous February's No-Spend Days Challenge!
Comments
-
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 8/18
beanielou 11/19
birdsfoottrefoil 3/10
Caeraugirl 5/20
Cassingtonbear 7/10
cathybird 12/15
Clarabelle73 2/15
Crazybee787 9/19
cuddlymarm 10/15
Dizzycap 15/20
Doris17 9/15
emmaj30 8ET22 3/10
GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 10/15
Jay1 2 7/12
KajiKita 12/20
laura lau 12/18
laurenh1 10/18
LittleMissDetermined 9/16
Louise600 7/10
Makingabobor2 7/15
Money Choices 5/10
Optimistic Saver 10/20
Pauper1 4/20Pinkpieuni 8/10
QueenJess 10/15
Saver-upper 15SecondStar 9/15
short bird 9/18
Thriftymissus 13/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
InDebtEnby said:A whopping 5 consecutive days of no spends due to a hospital admissionGreat but certainly by no means great if you're in hospital
:'( I hope everything is ok with you and/or any family members 
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)2 -
Thanks, @Dizzycap 😎🕺Dizzycap said:InDebtEnby said:A whopping 5 consecutive days of no spends due to a hospital admissionGreat but certainly by no means great if you're in hospital :'( I hope everything is ok with you and/or any family members
Sending you all good wishes @InDebtEnbyMarch 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732 -
Thanks, @Dizzycap 😎🕺Dizzycap said:InDebtEnby said:A whopping 5 consecutive days of no spends due to a hospital admissionGreat but certainly by no means great if you're in hospital :'( I hope everything is ok with you and/or any family members
Sending you all good wishes @InDebtEnbyMarch 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.732 -
Not today.KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I am missioning that I will have a clear run of 6 days no spend bringing my total to 15, That is my misssion now. (And that will leave 7 days to add to get me to 19 days or over - mission blue monster!!
Goals for 2026: -
- Save £4000 EF
- Save for a holiday if possible as well (secondry)
- No spends days 15+
3 -
Thanks all, I'll be fine.
Another NSD though so I might as well increase my target to 15Current No Spend Challenge: 8/13
2025 No Spend Days: 46/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20304 -
Declaring a NSD Sunday 15/20
Wishing everyone a wonderful NSD Sunday!# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)3 -
Hello, happy Sunday x
this is NSD number 13 for me today and being treated to a pub Sunday lunch later. ❤️3 -
Good morning guys
Another one today please, making me 10/15
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2003
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards