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Fabulous February's No-Spend Days Challenge!

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  • Makingabobor2
    Makingabobor2 Posts: 4,215 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Today is another one. up to 7 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • laurenh1
    laurenh1 Posts: 993 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    edited 14 February at 5:12PM
    One for me despite my best efforts 🤣 number 10 I think. A new emoji to celebrate 👌 xx
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 February at 5:45PM
    February 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    February targets


    AuntieL 8/18  image  image 


    beanielou 11/19  image  image  image 


    birdsfoottrefoil 3/10  image 


    Caeraugirl 5/20  image  image 


    Cassingtonbear 7/10  image  image 


    cathybird 11/15  image  image  image 


    Clarabelle73 2/15  image 


    Crazybee787 9/19  image  image 


    cuddlymarm 8/15  image  image 


    Dizzycap 14/20  image  image  image 


    Doris17 9/15  image  image 


    emmaj30 8 


    ET22 3/10  image 


    GeorgianaCavendish 3/8   image 


    Honeysucklelou2 1/10  image 


    InDebtEnby 4/10  image 


    Jay1 2 7/12  image  image 


    KajiKita 12/20  image  image  image 


    laura lau 12/18  image  image  image 


    laurenh1 10/18  image  image  image 


    LittleMissDetermined 9/16  image  image 


    Louise600 7/10  image  image 


    Makingabobor2 7/15  image  image 


    Money Choices 5/10  image  image 


    Optimistic Saver 9/20  image  image 


    Pauper1 4/20 


    Pinkpieuni 8/10  image  image 


    QueenJess 9/15  image  image 


    Saver-upper 15 


    SecondStar 8/15  image  image 


    short bird 9/18   image  image 


    Thriftymissus 11/22   image  image  image 


    Tjh1412 15 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • CrazyBee787
    CrazyBee787 Posts: 914 Forumite
    500 Posts Name Dropper Photogenic
    Not today but I will try for one tomorrowXX
  • QueenJess
    QueenJess Posts: 4,497 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Another NSD today.
    2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 328🥉🥈🥇💎🏆
    Big kitchen declutter challenge 105/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • ET22
    ET22 Posts: 182 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    3 days for me  :)  
    Current debt approximately 5000
    Goal- Zero debt by mid 2025
    Savings in 2026- an emergency fund of 5000

  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today. Out for lunch today as it was my mum’s birthday. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,663 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Friday 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @beanielou hope it was a good lunch and happy birthday to your mum! xx :)

  • Dizzycap
    Dizzycap Posts: 1,098 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 15 February at 4:09AM
    Good morning NSDers! <3 WOW look at all those lovely Angel gifs - Awesome o:)B)
    Declaring a very early NSD Saturday 14/20 and I definately won't be spending on Sunday either, so 'dancing coffee cup gif', here we come!  <3  :D
    Wishing everyone a successful NSD today xx
    ~ NSD 2025 - NSD August 4/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing
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