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Fabulous February's No-Spend Days Challenge!

Comments

Makingabobor2 Posts: 4,358 Forumite

14 February at 2:36PM

Today is another one. up to 7 now

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £28,084....its going down

Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.
Challenges
EF #68 £750/£3000
.

Studies/surveys October £36.23

Decluttering items 1347/2025
Books read 19
Jigsaws done 11

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
laurenh1 Posts: 1,030 Forumite

14 February at 5:12PM edited 14 February at 5:12PM

One for me despite my best efforts 🤣 number 10 I think. A new emoji to celebrate 👌 xx

2
cathybird Posts: 15,841 Forumite

14 February at 7:01PM edited 15 February at 5:45PM

February 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

February targets

AuntieL 8/18

beanielou 11/19

birdsfoottrefoil 3/10

Caeraugirl 5/20

Cassingtonbear 7/10

cathybird 11/15

Clarabelle73 2/15

Crazybee787 9/19

cuddlymarm 8/15

Dizzycap 14/20

Doris17 9/15

emmaj30 8

ET22 3/10

GeorgianaCavendish 3/8

Honeysucklelou2 1/10

InDebtEnby 4/10

Jay1 2 7/12

KajiKita 12/20

laura lau 12/18

laurenh1 10/18

LittleMissDetermined 9/16

Louise600 7/10

Makingabobor2 7/15

Money Choices 5/10

Optimistic Saver 9/20

Pauper1 4/20

Pinkpieuni 8/10

QueenJess 9/15

Saver-upper 15

SecondStar 8/15

short bird 9/18

Thriftymissus 11/22

Tjh1412 15

To see the updated results for January on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

0
CrazyBee787 Posts: 1,224 Forumite

14 February at 7:06PM

Not today but I will try for one tomorrowXX

Missions: -

1) Build up an emergency fund (EF) £2000/£3500 By end of 2025!
2) Pay off Mortgage Starting £58000 (11/04/2017) - Current balance £46985.67 (21/10/2025) Unknown time frame? Start coming soon. ( another 5 years?)
3) Improve the number of no spend days.
2
QueenJess Posts: 4,617 Forumite

14 February at 7:16PM

Another NSD today.

2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
2025 use up challenge: 406🥉🥈🥇💎🏆
Big kitchen declutter challenge 137/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
2
ET22 Posts: 213 Forumite

14 February at 8:51PM

3 days for me

Current debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 5000

2
beanielou Posts: 96,676 Ambassador

14 February at 9:46PM

Not one today. Out for lunch today as it was my mum’s birthday.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
2
KajiKita Posts: 8,443 Forumite

14 February at 10:39PM

NSD Friday 😊

KK

As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
2
cathybird Posts: 15,841 Forumite

14 February at 11:02PM

@beanielou hope it was a good lunch and happy birthday to your mum! xx

2
Dizzycap Posts: 1,241 Forumite

15 February at 3:00AM edited 15 February at 4:09AM

Good morning NSDers! WOW look at all those lovely Angel gifs - Awesome
Declaring a very early NSD Saturday 14/20 and I definately won't be spending on Sunday either, so 'dancing coffee cup gif', here we come!
Wishing everyone a successful NSD today xx

~ NSD 2025 - NSD October 19/20 (9 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
2

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