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Fabulous February's No-Spend Days Challenge!

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,821 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Today is another one. up to 7 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,104....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys July £79.31

    Decluttering items 1400/    2025.  345/2026
    Books read    23 in 2025.  2026- 15  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • laurenh1
    laurenh1 Posts: 1,179 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 14 February 2025 at 5:12PM
    One for me despite my best efforts 🤣 number 10 I think. A new emoji to celebrate 👌 xx
  • cathybird
    cathybird Posts: 16,799 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 February 2025 at 5:45PM
    February 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 

    February targets


    AuntieL 8/18  image  image 

    beanielou 11/19  image  image  image 

    birdsfoottrefoil 3/10  image 

    Caeraugirl 5/20  image  image 

    Cassingtonbear 7/10  image  image 

    cathybird 11/15  image  image  image 

    Clarabelle73 2/15  image 

    Crazybee787 9/19  image  image 

    cuddlymarm 8/15  image  image 

    Dizzycap 14/20  image  image  image 

    Doris17 9/15  image  image 

    emmaj30 8 

    ET22 3/10  image 

    GeorgianaCavendish 3/8   image 

    Honeysucklelou2 1/10  image 

    InDebtEnby 4/10  image 

    Jay1 2 7/12  image  image 

    KajiKita 12/20  image  image  image 

    laura lau 12/18  image  image  image 

    laurenh1 10/18  image  image  image 

    LittleMissDetermined 9/16  image  image 

    Louise600 7/10  image  image 

    Makingabobor2 7/15  image  image 

    Money Choices 5/10  image  image 

    Optimistic Saver 9/20  image  image 

    Pauper1 4/20 

    Pinkpieuni 8/10  image  image 

    QueenJess 9/15  image  image 

    Saver-upper 15 

    SecondStar 8/15  image  image 

    short bird 9/18   image  image 

    Thriftymissus 11/22   image  image  image 

    Tjh1412 15 


    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts First Anniversary Name Dropper Photogenic
    Not today but I will try for one tomorrowXX
  • QueenJess
    QueenJess Posts: 4,915 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Another NSD today.
    2026 decluttering: 4,470 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️
    2026 use up challenge: 633🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑500

  • ET22
    ET22 Posts: 271 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    3 days for me  :)  
    Current debt approximately -6000
    Goal- Zero debt by mid 2029
    Savings to date- zero 
    Emergency fund- 505
  • beanielou
    beanielou Posts: 100,609 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today. Out for lunch today as it was my mum’s birthday. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • KajiKita
    KajiKita Posts: 10,478 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    NSD Friday 😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 53 books of target 52 in 2026 as @ 27th July. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,799 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @beanielou hope it was a good lunch and happy birthday to your mum! xx :)

  • Dizzycap
    Dizzycap Posts: 2,065 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    edited 15 February 2025 at 4:09AM
    Good morning NSDers! <3 WOW look at all those lovely Angel gifs - Awesome o:)B)
    Declaring a very early NSD Saturday 14/20 and I definately won't be spending on Sunday either, so 'dancing coffee cup gif', here we come!  <3  :D
    Wishing everyone a successful NSD today xx
    --**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--
       Personal MSE 2026 Money Saving Challenges:
    ~ NSD 2026 Challenge May 12/20 (6)
    # Regular Savers 2026- New 9/12 - Total: 31 (6)
    # No.12 Save £2 a Day 2026 £364.98 / £730 (6)
    # No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)
    # No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)
    # £10-a-Day Challenge 2026 - £710.56 / £1825 (6)
    # No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)
    # No.27 - Top Up EP 2 £1255 / £2880 (6).
    # Make £2026 in 2026 - Completed
    Motto: 'SAVE before you spend on Non-essentials' 
★ ★ ★ Meet your Ambassadors

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