February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
Comments
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Today is another one. up to 7 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
One for me despite my best efforts 🤣 number 10 I think. A new emoji to celebrate 👌 xx2
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 8/18
beanielou 11/19
birdsfoottrefoil 3/10
Caeraugirl 5/20
Cassingtonbear 7/10
cathybird 11/15
Clarabelle73 2/15
Crazybee787 9/19
cuddlymarm 8/15
Dizzycap 14/20
Doris17 9/15
emmaj30 8ET22 3/10
GeorgianaCavendish 3/8
Honeysucklelou2 1/10
InDebtEnby 4/10
Jay1 2 7/12
KajiKita 12/20
laura lau 12/18
laurenh1 10/18
LittleMissDetermined 9/16
Louise600 7/10
Makingabobor2 7/15
Money Choices 5/10
Optimistic Saver 9/20
Pauper1 4/20Pinkpieuni 8/10
QueenJess 9/15
Saver-upper 15SecondStar 8/15
short bird 9/18
Thriftymissus 11/22
Tjh1412 15To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Not today but I will try for one tomorrowXX2
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Another NSD today.
2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 473🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
3 days for me
Current debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50002 -
Not one today. Out for lunch today as it was my mum’s birthday.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NSD Friday 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2025, as @ 11th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
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Good morning NSDers!
WOW look at all those lovely Angel gifs - Awesome 
Declaring a very early NSD Saturday 14/20 and I definately won't be spending on Sunday either, so 'dancing coffee cup gif', here we come!
Wishing everyone a successful NSD today xx~ NSD 2025 - NSD November 11/15 (11 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1698.68 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £21,877.08 / £12,000 💯 (8) - Continuing2
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