February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
Comments
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CrazyBee787 said:Not today, I bought snacks and feel stupidXXCar loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.483 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
early call for day 9, took a rain check on the London jaunt.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
7 for me nowNo.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.2 -
calling another one for today. Technically I did spend, just now in the butcher, but as it was from grocery budget, and was something I should have got yesterday when I went shopping, and wasn't able to get, I am not counting it as a spend, as it should have been spent yesterday instead.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £600/£3000
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Studies/surveys September £18.30
Decluttering items 1200/2025
Books read 17
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 6/18beanielou 11/19birdsfoottrefoil 3/10Caeraugirl 5/20Cassingtonbear 7/10cathybird 10/15Clarabelle73 2/15Crazybee787 9/19cuddlymarm 7/15Dizzycap 12/20Doris17 9/15emmaj30 8ET22 10GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 4/10Jay1 2 7/12KajiKita 11/20laura lau 5/18laurenh1 9/18LittleMissDetermined 8/16Louise600 7/10Makingabobor2 6/15Money Choices 5/10Optimistic Saver 7/20Pauper1 4/20Pinkpieuni 7/10QueenJess 7/15Saver-upper 15SecondStar 8/15short bird 9/18Thriftymissus 10/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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One for today please 🙏 🙂2
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One for me today please 9/15
"Make Everyday Count"2 -
Not today more snacks, but I think I have come to the end of my snacking, thanks for the messages, I appreciate it.XXNew Missions to take me into the New Year 2026!:-
1) Clear CC2 first £624.46
2) Pay SFD back £1440.47
3) Pay SFD back £1000.00
4) Pay MD Back £649.00
5) Pay back 0% Interest now standing at £2223.78
Total debt: - £5937.713 -
NSD Thursday here 😊
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,270 Interest saved £5,816 to date
Fixed rate 3.85% ends October 2030
Read 51 books of target 52 in 2025, as @ 17th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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