We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Fabulous February's No-Spend Days Challenge!
Options
Comments
-
One of me today please 8/15.
"Make Everyday Count"2 -
9/19 Please @cathybird Thank you.2
-
NSD here today 😊👏
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Another NSD today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7002 -
Thriftymissus said:Hello all, another NSD today, bringing it to 9.I’ve got a ‘haul’ of toiletries today, paying with Boots points and three little M&S rolls using a Love2Shop voucher I was given. Very chuffed about this! Boots are the most generous points I think! 😍
I too think Boots are very generous with their points
but I will only buy if: 1) It's a really good deal on my necessities and 2) If there are plenty of extra bonus points available so I can build them up to a totally free spend
Plus, the extra cashback through TCB
All in all, a great deal!
~ NSD 2025 - NSD August 9/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 - Continuing2 -
An NSD on the 9th and today.
Yesterday I went out for a free meal (on pub quiz winnings) but still had to buy a drink.1 -
February 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 6/18beanielou 10/19birdsfoottrefoil 3/10Caeraugirl 4/20Cassingtonbear 5/10cathybird 9/15Clarabelle73 2/15Crazybee787 9/19cuddlymarm 6/15Dizzycap 11/20Doris17 8/15emmaj30 8ET22 10GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 4/10Jay1 2 6/12KajiKita 9/20laura lau 5/18laurenh1 7/18LittleMissDetermined 7/16Louise600 6/10Makingabobor2 5/15Money Choices 10Optimistic Saver 7/20Pauper1 4/20Pinkpieuni 6/10QueenJess 6/15Saver-upper 15SecondStar 8/15short bird 7/18Thriftymissus 9/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
-
Dizzycap said:Thriftymissus said:Hello all, another NSD today, bringing it to 9.I’ve got a ‘haul’ of toiletries today, paying with Boots points and three little M&S rolls using a Love2Shop voucher I was given. Very chuffed about this! Boots are the most generous points I think! 😍
I too think Boots are very generous with their points
but I will only buy if: 1) It's a really good deal on my necessities and 2) If there are plenty of extra bonus points available so I can build them up to a totally free spend
Plus, the extra cashback through TCB
All in all, a great deal!
I was swapping things around when I was choosing them to get the most value I could, choosing the most heavily discounted. I’ve not bought through TCB in so long! I need to get back there I think.2 -
Declaring a NSD today 11/20I hope it's an 'angel gif' NSD day for a few more NSDers today
~ NSD 2025 - NSD August 9/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £16,543.30 / £12,000 💯 - Continuing1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards