February 2025 NSD challenge
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Fabulous February's No-Spend Days Challenge!
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One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
Not today, I bought snacks and feel stupidXX3
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 6/18beanielou 10/19birdsfoottrefoil 3/10Caeraugirl 5/20Cassingtonbear 6/10cathybird 10/15Clarabelle73 2/15Crazybee787 9/19cuddlymarm 7/15Dizzycap 12/20Doris17 8/15emmaj30 8ET22 10GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 4/10Jay1 2 7/12KajiKita 10/20laura lau 5/18laurenh1 8/18LittleMissDetermined 8/16Louise600 7/10Makingabobor2 5/15Money Choices 5/10Optimistic Saver 7/20Pauper1 4/20Pinkpieuni 7/10QueenJess 7/15Saver-upper 15SecondStar 8/15short bird 8/18Thriftymissus 10/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞0
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NSD Hump Day 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
CrazyBee787 said:Not today, I bought snacks and feel stupidXX3
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CrazyBee787 said:Not today, I bought snacks and feel stupidXXDon't beat yourself up, as we've all been there at one time or another
We're all human and temptations are exactly that xx
If buying snacks is a weakeness, then try what I do. I wrap up 4 biscuits in foil along with an apple and a small thermos flask which I make up every morning and I put those in my bag first thing. That way, if I need to go anywhere and my sugar level drops / I get tempted, or I need a cup of coffee, I'm sorted. I've even sat in public food venues and asked if anyone would be offended if I drank my own coffee and ate my own snacks? NSD dietry requirement~ NSD 2025 - NSD August 6/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2 -
A NSD today.2
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One more for me. Making it 6 in total now.No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.2 -
Declaring a very early NSD 12/20 - Very busy day and no time to think about spending!Wishing everyone well with their NSD ThursdayThis month is beginning to feel very long
must be the build up to reaching the dancing coffee cup & monster gifs
~ NSD 2025 - NSD August 6/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing3 -
Morning! Yesterday was a NSD. Today probably not as I have to come into Leeds for an office day. Although I got my free Latte (from Octopus) and free Pain Au Chocolat from Greggs so It's a good start! But I had to pay for parking and haven't brought lunch so not so good!Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.482
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