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Fabulous February's No-Spend Days Challenge!
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Another NSD today.2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 328🥉🥈🥇💎🏆
Big kitchen declutter challenge 105/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Two more NSDs for me - Wed and Thurs 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
February 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 8/18beanielou 11/19birdsfoottrefoil 3/10Caeraugirl 5/20Cassingtonbear 7/10cathybird 11/15Clarabelle73 2/15Crazybee787 9/19cuddlymarm 8/15Dizzycap 13/20Doris17 9/15emmaj30 8ET22 10GeorgianaCavendish 3/8Honeysucklelou2 1/10InDebtEnby 4/10Jay1 2 7/12KajiKita 11/20laura lau 12/18laurenh1 9/18LittleMissDetermined 9/16Louise600 7/10Makingabobor2 6/15Money Choices 5/10Optimistic Saver 9/20Pauper1 4/20Pinkpieuni 8/10QueenJess 8/15Saver-upper 15SecondStar 8/15short bird 9/18Thriftymissus 11/22Tjh1412 15To see the updated results for January on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞1
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Good morning NSDersDeclaring an early NSD Friday 13/20 - Another day of appointments and no time to spend!Wishing everyone a great NSD Valentine's Day~ NSD 2025 - NSD August 4/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2
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Another two NSDs for me, please, @cathybird 😍 bringing me to 9/20
From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.882 -
Good morning, NSD yesterday.
Challenges
NSD August- 1/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 330 days.
Loan - Jan 2025 £4,095 - Current balance £2,309
"Look after the pennies and the pounds will look after themselves"
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Good morning
Another one today for me please, making it 8/15
August PAD3 -
Hello, well I decided not to buy a Valentine's card - I don't appear to have made one either -- oh well, am cooking a lovely meal later
Today will be NSD number 11.
Regretted spending yesterday -- bought two TooGoodToGo bags, one from Greggs and one from Morrisons and ended up throwing more stale food away than I would have liked, plus I am sulking that my Greggs one didn't have any cake!
Happy Valentine's Day all, here's a big no-spend hug from me x3 -
One for me today - Happy Valentines
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Morning, apologies I'm a bit behind in declaring days because I'm away, but every day since Saturday 8th to (and including) today have been NSD, so I have to add 7 more NSD!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/662
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